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Just lower my apr from 18.49% to 16.49% (10.99% + PrimeRate) on my Discover Chrome Card





Wonderful to hear this! They lowered mine to this rate as well. You have their current lowest rate! Its one of the many reasons I am a Discover Bank customer. I love my discover card!
Welcome to the forums. I would post a topic on this category.
We have no idea anything about you're financial worthiness such as a credit score, and what type of history you may have. This would be good for a new topic here on this forum.
@Isacking97 wrote:Just lower my apr from 18.49% to 16.49% (10.99% + PrimeRate) on my Discover Chrome Card
I just passed my year of opening my card with them and the APR goes up in April... I'm assuming you just called and asked? Is it pretty straightforward?
You can call and ask or you can even ask via chat. They're offered me a time or 2 the opportunity to go a period of time with 0% on new purchases. I don't really use Discover but they're nice to have around in the rare instance you need a BT as they seem to always have offers on my account. And like Citi, they'll DD into your checking account which is nice in you ever needed to take advantage of such.