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Discover APR Reduction

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Isacking97
Regular Contributor

Discover APR Reduction

Just lower my apr from 18.49% to 16.49% (10.99% + PrimeRate) on my Discover Chrome Card



Starting Score:EX: 713 EQ: 698
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Discover APR Reduction

Wonderful to hear this! They lowered mine to this rate as well. You have their current lowest rate! Its one of the many reasons I am a Discover Bank customer. I love my discover card!

 

 

Message 2 of 6
Anonymous
Not applicable

Re: Discover APR Reduction

I have the secured card, think I might qualify?
Message 3 of 6
Anonymous
Not applicable

Re: Discover APR Reduction

Welcome to the forums. I would post a topic on this category.

 

We have no idea anything about you're financial worthiness such as a credit score, and what type of history you may have. This would be good for a new topic here on this forum.

Message 4 of 6
Stribe
Contributor

Re: Discover APR Reduction


@Isacking97 wrote:

Just lower my apr from 18.49% to 16.49% (10.99% + PrimeRate) on my Discover Chrome Card


I just passed my year of opening my card with them and the APR goes up in April... I'm assuming you just called and asked? Is it pretty straightforward?

5/25/2022

Amex BCE $17,4k | Apple Card $7k | Chase Amazon $11k | Chase Ink Cash Business $30,4k | Citi AAdvantage $7,5k | Citi Costco Business $15k | Discover It $15,4k | PayPal $15k | Synch Amazon $10k | Target RC MC $9k | US Bank Cash+ $3k
Message 5 of 6
Loquat
Moderator Emeritus

Re: Discover APR Reduction

You can call and ask or you can even ask via chat.  They're offered me a time or 2 the opportunity to go a period of time with 0% on new purchases.  I don't really use Discover but they're nice to have around in the rare instance you need a BT as they seem to always have offers on my account.  And like Citi, they'll DD into your checking account which is nice in you ever needed to take advantage of such. 

Message 6 of 6
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