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Discover Apr Reduction

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AverageJoesCredit
Legendary Contributor

Discover Apr Reduction

Hi everyoneSmiley Happy i hope everyone is safe and clean. Not easy time , especially for those of us with no work. This is day 6 of stay at home quarantine    decreed by PR gov so im still here until i can no longer pay my phone or worseSmiley Wink. Want to try and bring some positive vibes to my Fico Fam....

 

 

Anyhoo, my Discover It has a 0% apr  promo expiring next week so i figured what the fico, lets see if i can get another oneSmiley Happy  Called in, suprisingly wait time not too bad. Got handed over to an agent who was working from HomeSmiley Wink. Because it was a recent 0% promo, couldnt offer me one right now, but was happy to announce he could drop my 19.74% apr to 17.74%😃 Ill take it!. 

 

Anything helps. I willtry again in 6 months and next month ill go for Chrom . It would be nice to have a 0%  to put any small charges i need to make but for now im holding off as much as possible on using my credit cards. Blessings to all of you and your families and to those of you who have showed me with such kindness, it can never be repaid🙏  ....unless you accept Discover🤗

43 REPLIES 43
Mv350
Valued Contributor

Re: Discover Apr Reduction

Congratulations on the reduction! 

 

 

 

Hopefullyall this moves quickly! 

Message 2 of 44
19eighty5
Senior Contributor

Re: Discover Apr Reduction

Congratulations on your rate reduction! You're right -- every bit helps. Wishing you all the best during these difficult times.

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 44
GApeachy
Super Contributor

Re: Discover Apr Reduction

Funny AJC!

Glad you were able to get a reduction.....hopefully you won't need it!Smiley Wink

Try not to get stircrazy in Isolation.

My Take Home Pay Don't Take Me Home
Message 4 of 44
AverageJoesCredit
Legendary Contributor

Re: Discover Apr Reduction

Thank you @Mv350  and @19eighty5 

 

I hope you guys stay healthy and safe , families tooSmiley Happy

 

I figure im not getting any new credit during this credit so anything they will give ill gladly takeSmiley Happy

Message 5 of 44
M_Smart007
Legendary Contributor

Re: Discover Apr Reduction

Congrats Average Joe!

Message 6 of 44
AverageJoesCredit
Legendary Contributor

Re: Discover Apr Reduction


@GApeachy wrote:

Funny AJC!

Glad you were able to get a reduction.....hopefully you won't need it!Smiley Wink

Try not to get stircrazy in Isolation.


Haha, @GApeachy  if i do , dont mind those screams you hear  coming from PR  saying " BLESS YOUR MFing CORONA HEARTS!!!" 💗🤪

Message 7 of 44
Anonymous
Not applicable

Re: Discover Apr Reduction

Congratulations on your reduction! 👍

Message 8 of 44
seattletravels
Valued Contributor

Re: Discover Apr Reduction

Congrats on your APR reduction! Over got to be better about requesting these. 



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 9 of 44
AverageJoesCredit
Legendary Contributor

Re: Discover Apr Reduction

Thank you @seattletravels  @Anonymous  @M_Smart007  appreciate it. I asked about bt offers too but i havent seen those in well over a yearSmiley Wink

Message 10 of 44
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