Discover was my first new card when I started fixing my my credit card balances with transfers etc. They had their place, and I'm grateful to them.
That being said, I outgrew them and closed the card (partly because my limit wouldn't grow without heavier use). I had P2 keep their card, but honestly, it so rarely gets touched unless the category is PayPal or Digital Wallet. I picked up a CFF last year which at least has the constant Drugstore/Dining categories outside of the rotating ones, so it's not useless if the categories are, unlike the Discover.
If you've outgrown it as well, close it. You'll be fine.
Biz - 
Authorized User - 
Debit Cards - 
Will I close it? Nah, I'll let them CLD, not use it and have it closed for non use. Not really a fan of cap1 just because of what I readon them.
BT, taking a 10 mo loan out on the card and 0% offers is why I mostly use it. Useless otherwise really. Don't like rotating categories.
@AndySoCal wrote:I have been trying to set aside my complete disdain for the merger of Capital One and Discover. My three favorite rotating catagories were grocery stores, Restraunts and Amazon Walmart/Target.
Grocery stores - I was shopping at Kroger or Safeway store today most of my groceries comes from Walmart the rest from a local grocery store.
Credit Card used - Redstone for Walmart ar Custom cash or Langley if grocery stores are 5 percent catagory .
Restraunts credit card used Redstone FCU or Langley depending on their 5 percent catgory
Walmart or Target Redstone FCU
Amazon - My primary use for Amazon is Kindle Ebooks and couple of other things. Between gift cards that I have been given or shop with points option I can use Custom Cash points to make purchases.
Credit Card used State Department FCU 2% this is very rare.I have thought about Wells Fargo Attune - 4% at bookstores which is how Amazon is classified. or Affinty FCU Cash Rewards
I do not see Dicover card getting any use other than taking up space in my wallet or in the "sock drawer". My question is would you keep it or close the card? If Capital One implements the matching the spending to the credit limit on Discover at some point in the future my credit limit would take a drastic hit.
The good ole sock draw may make a "wait and see" a good thing. While I really do not see improvments between Capital One Financial and/or Discover Financial, the opening up of a very "robust" fourth processing network could bring an unforseen value to our Discover Card products. May be the introduction of top tier cards much like the old DIners Club Card in addition to what Cap1 has today could be a potential. While I wonder, decided to put the Discover Card in the sock draw "like a rail car on a siding" and see if something new might befall us??? 
They will close it rather than "CLD" because of so-called "non-use".
@Gregory1776 wrote:Will I close it? Nah, I'll let them CLD, not use it and have it closed for non use.
"Read on" What? Whatever rules or terms that C1 is doing with Discover isn't set in stone yet.
@Gregory1776 wrote:Not really a fan of cap1 just because of what I readon them
Again it's too early to tell on what's going on between the both. So I don't understand on why everyone doomsaying stuff that's far early in the process of things, until whether it happens or not, there's nothing that any of us or me can do anything about it other than if we decided to slash ties with Discover because of what C1 did this or that and what C1 is going to do with Discover once afterwards.
@BearsCubsOtters wrote:As a child of the '80s, I remember fondly my mom asking store employees if they accepted Discover, as back then, not many did LOL. When I became of age, I finally got my own Discover Card. For years, it was my main card. But, other cards have surpassed Discover's cash back. Like you, I really only use it for the grocery category-which, I do not even really need anymore with Citi Custom Cash.
I always thought about keeping it, mostly for sentimental reasons. But, with Capital One taking over, its days may be over. Just need to see what happens before I make a decision.
My Discover card has never been used. I still to this day have no idea why I got it, but its there sitting in the sock drawer with my Citi cards. When I travel, I am fine with my AmEx BCP and NFCU Flagship. I should close the Citi cards but I hate the idea of getting rid of a 40k credit card. Discover and my AA credit card have really no use to me.
I like my Disco it, Cash Back, card. I have no plans to get rid of it. But, honestly, I can't remember the last quarter I used it for anything 5% exclusive.
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