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Discover FICO Score

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krielly
Established Contributor

Discover FICO Score

I was recently approved for and received my new Discover IT card yesterday.

 

I set up my online account access this morning, and when I went to check my FICO score, I got the following message:

 

"Thanks for your interest in learning your FICO® Credit Score. But right now, we don’t have one for you.
That can happen for several reasons. Like your credit history being too new or even a recent address change"

 

strange.......my credit history is definitely not new, and we have been at our current address for a year........ I am hoping this is simply due to the account being new? Anyone else had this experience?

 

 

Thanks!

K


You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Message 1 of 9
8 REPLIES 8
injustifiiable
Valued Contributor

Re: Discover FICO Score

It will take them a little bit. They will soft your TU file once a month and use that to provide the score. It will show on your first statement.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 2 of 9
krielly
Established Contributor

Re: Discover FICO Score

thanks for your quick reply!


You can't have your cake and eat it too. But you can dip your finger in the bowl and lick the icing!
Message 3 of 9
BigBS
Senior Contributor

Re: Discover FICO Score

Yes, this is normal for Discover.  Happened when I applied in February.  IIRC it took about 2 weeks to begin receiving my score.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 9
Luscher
Valued Contributor

Re: Discover FICO Score

You get a new score in each statements. so use your card each month and it will generate a statement
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 9
Kenny
Moderator Emeritus

Re: Discover FICO Score

Normal, but I will say this my mom just recently got her's and pretty almost like from the day she got the card in the mail and registered she had the FICO score on there. Best of luck on your score! Smiley Happy
Message 6 of 9
stengiz
Regular Contributor

Re: Discover FICO Score

i have the same message. i got the card this week , first thing i did was set up the online account.i checked couple of times still same message. we will see

last app July 13 2016
Message 7 of 9
Anonymous
Not applicable

Re: Discover FICO Score

I havent seen mine either. But the statement date is May 11th, so I just give them a few more days Smiley Happy
Message 8 of 9
gh17
Frequent Contributor

Re: Discover FICO Score

I went online about a week after getting my card, chatted with the Discover rep, and he told me I wouldn't see it until around the time when I got my first statement.  However, later that day, my score suddenly appeared on the website.  So maybe try chatting and asking about it?  Smiley Happy

BofA Cash Rewards 25,000 (2009) | Citi Double Cash 25,000 (2011) | Cap1 Quicksilver 10,000 (2013) | Discover It 31,000 (2014) | Chase Freedom 9000 (2014) | Barclaycard Rewards 25,000 (2014)

FICO: 840 Discover/Barclays/BofA TU, 869 Citi Equifax
Message 9 of 9
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