Discover IT rewards ugh

[mattayy]

Hello,

I hate how discover doesn't show rewards by transaction like my bofa cash rewards does. How am I supposed to know if there are any discrepencies?

[Anonymous]

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@mattayy wrote:

Hello,

I hate how discover doesn't show rewards by transaction like my bofa cash rewards does. How am I supposed to know if there are any discrepencies?

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Mee too. I actually called regarding how the rewards shows in my statement. But they didn't really explain it to me why they do it that way. I do prefer to have it itemized just so I know.

[kdm31091]

It is annoying, although Discover isn't the only one to do this. My Amex BCE doesn't break it down by transaction either, neither does my Chase Amazon. The Amazon lists the points earned for each special category but not per transaction.

I don't get why they don't make the information accessible; obviously they have it since they're calculating rewards, so why not just show it on my statement? As you said, makes finding an issue easier.

[AirlinerDudeB6]

To be fair, it's not just Discover that does this for reward calculations.  

My Citi TYP only summarizes points on the statement. 

Drives me nuts for both my TYP and It... 

[AirlinerDudeB6]

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@kdm31091 wrote:

It is annoying, although Discover isn't the only one to do this. My Amex BCE doesn't break it down by transaction either, neither does my Chase Amazon. The Amazon lists the points earned for each special category but not per transaction.

I don't get why they don't make the information accessible; obviously they have it since they're calculating rewards, so why not just show it on my statement? As you said, makes finding an issue easier.

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I'm not sure about the Chase Amazon card, but for my Freedom and Marriott cards... Chase shows me the rewards calculations on the activity section of my account. It's not shown on the statement, but at least I can see the math. 

[kdm31091]

I'm sorry, I do stand corrected - the Amazon Visa does list my reward per transaction if I click the activity like you mentioned. Just doesn't show it on the statement itself.

Thanks for pointing that out!

[FocusedAndDetermined]

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@kdm31091 wrote:

It is annoying, although Discover isn't the only one to do this. My Amex BCE doesn't break it down by transaction either, neither does my Chase Amazon. The Amazon lists the points earned for each special category but not per transaction.

I don't get why they don't make the information accessible; obviously they have it since they're calculating rewards, so why not just show it on my statement? As you said, makes finding an issue easier.

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I have the ED.  When I go to the rewards page and click the "+" I can then click on "show detail."  It's a pain but at least, it does give an itemization.

Barclays does a great job with showing rewards.  They are credited immediately and listed right next to the charge. Wish other CCCs would follow this model.

[kdm31091]

Wow, I'm bad at this. I stand corrected again

.

If I view my transactions on BCE, and go to bottom of page and click "bonus details" I can see rewards per transaction, albeit with the same delay that they have with posting (in other words cannot view rewards for current transactions).

So still not as seamless as some but you can see it per transaction. Thanks!

Guess maybe Discover is the worst with this then.

[PokemonMaster]

It really isn't that difficult to do the math yourself and then compare it to the amount Discover has. It's just time consuming is all, but then again we can't expect the bank to do everything for us all the time.

[FocusedAndDetermined]

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@kdm31091 wrote:

Wow, I'm bad at this. I stand corrected again

.

If I view my transactions on BCE, and go to bottom of page and click "bonus details" I can see rewards per transaction, albeit with the same delay that they have with posting (in other words cannot view rewards for current transactions).

So still not as seamless as some but you can see it per transaction. Thanks!

Guess maybe Discover is the worst with this then.

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I agree, Discover is pretty awful, and I don't like how slow Amex is with posting.  Barclays posts when the transaction hits.  If an item is returned, they just deduct those points. Simple, clean and easy!