Discover It Application? Account Setup

[creditnocash]

so my dad has been getting an it preapproval every week so with his premission we applied. 

he got a 5-7 day message BUT let him set up a discover account. 

is this a good sign or bad?

monday is a holiday so.... 

yay or nay? what do ya'll think? 

[Anonymous]

Did he call to expedite?  I had thought usually they also indicate that you can call a specific number to expedite things.

[awdsmama]

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@creditnocash wrote:

so my dad has been getting an it preapproval every week so with his premission we applied. 

he got a 5-7 day message BUT let him set up a discover account. 

is this a good sign or bad?

monday is a holiday so.... 

yay or nay? what do ya'll think? 

---

I applied today and got that same message and noticed it let me set up an account.   In the message it gave him should have been a phone number to call to expedite. 

CALL IT!  They just wanted to verify the wages and housing expenses listed, and to ask about my student loans - like when they'd be out of deferrment.

I got approved on the phone with a great limit.

CALL!

[creditnocash]

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@Anonymous wrote:

Did he call to expedite?  I had thought usually they also indicate that you can call a specific number to expedite things.

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he's at work till 11. and tommorrow im at work 10-3 he works 3-11 lol. 

the problem is he doesnt understand english well over the phone. and hes afraid to talk to the reps. i cant call for him otherwise i would. 

[creditnocash]

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@awdsmama wrote:

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@creditnocash wrote:

so my dad has been getting an it preapproval every week so with his premission we applied. 

he got a 5-7 day message BUT let him set up a discover account. 

is this a good sign or bad?

monday is a holiday so.... 

yay or nay? what do ya'll think? 

---

I applied today and got that same message and noticed it let me set up an account.   In the message it gave him should have been a phone number to call to expedite. 

CALL IT!  They just wanted to verify the wages and housing expenses listed, and to ask about my student loans - like when they'd be out of deferrment.

I got approved on the phone with a great limit.

CALL!

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ill try and call tomorrow morning with him. 

i saved the number. 

he has no loans anything. 

just a few aus on my moms accounts and his own 750 cap one card. 

[Anonymous]

He's got to call them to verify some information before they will give him the card. The same thing happen to me.

[Rhaeny]

I got the 5-7 day message yet was requested to set up account access too.  I had the same question you do, but it worked out that I was approved.  Sooooo I would say congrats because he's got it!

[creditnocash]

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@Anonymous wrote:

He's got to call them to verify some information before they will give him the card. The same thing happen to me.

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will do! 

my parents want a mortgage in the next few years so since they kept sending pre approvals we figured why not. 

hopefully this is a good sign. 

[Nocturnal]

Encountered the same thing yesterday except I noticed it said if I wanted to expedite the process to call this number.  Like everyone else mentioned they asked about a bunch of inq that appeared last month as I was shopping for a new car.  Then they asked about the job, how long I've been doing it, what I did, rental situation, then she saw another loan for my wife's car which we co-signed together and I told her it was my wife's and she said ok.  She also asked how much I was planning on using this card.  Quick and painless and one of the best customer service reps I've had the chance to speak with.

[creditnocash]

sorry to bump thread that is now "old" 

just wanted too update you guys!

he was approved pending verification 

the rep called him monday when we were in nyc and he was like call me back later. 

so we called tuesday morning. 

was approved for 1500! which is pretty good since his utility is 60% (au's on my moms accounts) 

and only has his own 500 cap one that should be getting 750 in june!