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Discover Secured Graduation?

quikj9
Frequent Contributor

Re: Discover IT secured

@hcastillo2012 @Caprisun987 How many statements have you had to this point?

 

I'm curious because my 5th statement just cut a few days ago, yet my credit reports indicate an additional payment made in June for some reason. I'm assuming that I won't be eligible for graduation until January at the earliest. Since we all got our cards around the same time (June 9th for me), I was wondering if you two had a similar experience. 




Message 551 of 610
Caprisun987
Frequent Contributor

Re: Discover IT secured

@quikj9 My 5th official statement just cut a few days ago. I opened my card the same time as you did. I would expect the grad date to be after my 7th statement in January.

 

When the card was opened, it appears that it began reporting the same month. It surprised me, because I had a balance that reported and I typically follow azeo.

 

While I am watching the account closely, I don't expect to graduate till January. If something happens next month, that would be awesome and it would mean that the opening date actually counts towards the 7 month graduation date.

 

Edit: Typo

Message 552 of 610
hcastillo2012
Established Member

Re: Discover IT secured

@quikj9 @Caprisun987  I was just asked to confirmed my address in the app Smiley Happy I am hoping I graduate soooon! 

starting CS: 5/20 = 520 Exp, 531 Equi, 525
Currently: Trans= 661 Exp, 660 Equi, 665
CreditOne: 500 CL, Amazon Prime: 400 CL, Discover IT: 1,200 CL, Wescom Secured: 500 CL, Target RED: 400
Message 553 of 610
quikj9
Frequent Contributor

Re: Discover IT secured

@hcastillo2012 that's awesome and a great sign! 




Message 554 of 610
Deeyarht948
New Contributor

Re: Discover IT secured

I got the same exact message before my discover it graduated about couple months before graduation started with a 200 deposit graduated to a 1500 limit with my deposit returned of course good luck!

Message 555 of 610
Deeyarht948
New Contributor

Re: Discover IT secured

 

 

I got the same exact message before my discover it graduated about couple months before graduation started with a 200 deposit graduated to a 1500 limit with my deposit returned of course good luck

 

 

Message 556 of 610
quikj9
Frequent Contributor

Re: Discover IT secured

@hcastillo2012 @Caprisun987 I was just asked to confirm my address in the Discover app as well. 

 

I feel like we're all in this together. Here's hoping we all graduate soon!




Message 557 of 610
Iancoll1993
New Member

Discover secured graduation?

Anyone have experience with graduation if u have a returned payment and or went over ur limit? Thanks

Message 558 of 610
themack
Member

Re: Discover Secured Graduation??

Setup Disco secured in May 2019 with 601 score (BK discharged in 2018) and looks like my secured card has graduated with a 641 score. I haven't received any communications but my cl increased from 2k to 2200 two days after bill cut. It's been so long I actually forgot this was card was secured. Will be nice to get my 2k back. 

I kind of feel like it took so long bc of the BK on my report and possibly the fact that I put so much money down. Disco made a killing off my interest probably. 

Message 559 of 610
FinStar
Moderator

Re: Discover secured graduation?


@Iancoll1993 wrote:

Anyone have experience with graduation if u have a returned payment and or went over ur limit? Thanks


@Iancoll1993, my understanding is that those actions tend to delay graduation on some accounts.  How old is your Discover secured card?

Message 560 of 610
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