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Discover Secured Graduation?

CandaceEzell
New Visitor

Re: Discover Secured Graduation?

@SatanFlower69 Were you ever graduated?

Message 601 of 610
SatanFlower69
Frequent Contributor

Re: Discover Secured Graduation?


@CandaceEzell wrote:

@SatanFlower69 Were you ever graduated?


@CandaceEzell  Not yet. Had a pop up asking for confirmation of direct deposit method but thats it. Maybe next statement.




Message 602 of 610
AlmostCreditGenius
Established Member

Re: Discover Secured Graduation?

Yes... I took the devil by the horns 😈 and I graduated!

EQ 674
TU 663
EX 643
Message 603 of 610
CandaceEzell
New Visitor

Re: Discover Secured Graduation?

@SatanFlower69 I received that same message on 4-23 in the app- it asked me if I wanted me to confirm the checking account number- I noticed on my transunion cr they checked it on 4-21- thanks for responding 

Message 604 of 610
CandaceEzell
New Visitor

Re: Discover Secured Graduation?

@AlmostCreditGenius @Congrats to you!! Did you get the message in the app about how you want to receive your deposit back?

Message 605 of 610
RobertK
Established Member

Re: Discover Secured Graduation?

coming up on my third statement first week of june and still haven't graduated

started with 626 FICO EXP and at 624 now

put $200 limit on the card 

run about $700 through the card paying off multiple times throughout the month

haven't reported a balance

 

not sure why it hasn't graduated yet 

Message 606 of 610
SatanFlower69
Frequent Contributor

Re: Discover Secured Graduation?


@RobertK wrote:

coming up on my third statement first week of june and still haven't graduated

started with 626 FICO EXP and at 624 now

put $200 limit on the card 

run about $700 through the card paying off multiple times throughout the month

haven't reported a balance

 

not sure why it hasn't graduated yet 


@RobertK Little confused. Discover doesn't generally graduate cards before the 7th ish statement. So has it really only been three months or is that a typo?

 

If thats not a typo it hasn't graduated bc its way too early to expect that. 🤷🏽‍♀️




Message 607 of 610
RobertK
Established Member

Re: Discover Secured Graduation?

yeah 3rd statement on its way soon

 

i didnt realize have to wait 7 statements

 

thanks for the info

Message 608 of 610
SatanFlower69
Frequent Contributor

Re: Discover Secured Graduation?


@RobertK wrote:

yeah 3rd statement on its way soon

 

i didnt realize have to wait 7 statements

 

thanks for the info


Smiley Happy No problem. Thanks for updating. 




Message 609 of 610
Jervo007
New Contributor

Re: Discover Secured Graduation?

After blowing my chances with a Wells Fargo secured card in 2016/17, I was approved for my Discover Secured card  in May of 2018. Almost three years ago exactly. Opened it with $500. A few months in I called and asked if I could deposit an extra $500 just so my credit score wasn't such a roller coaster ride. Graduated after the 7 month mark and it was an awesome feeling getting that email. They sent me my $1,000 back and in turn gave me a $1,750 CL. That card is now a Discover it Cash Back card with a $4,500 CL and while I don't use it a whole lot these days, I am thrilled I was able to start building my credit up with their card. This whole "graduation" process really instilled a sense of accomplishment and that helped me finally build my credit responsibly. 

 

So, to those who are where I was a few years back, keep it up!!  Also, if you can swing an extra deposit do it. I am assuming this helped with getting my initial $1750 CL. 

 

 

 

 

Amex Gold | Amex BCP | Discover Cash Back | Citi Costco Anywhere | Chase Sapphire Preferred | Capital One QS
EX8: 774 | TU8: 744 | EQ8: 744 | Fico 9: 792
Message 610 of 610
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