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Requested APR reduction on BCE and Delta.
BCE 16.99% -----> 13.99%
Delta 19.24% ------> 17.99%
Also hit up Discover to ask for a reduction. they offered temporary or permanent reductions. I chose permanent.
19.99% --------> 18.24%
The lady processing the request kept asking me if I was planning on making a big purchase soon or would do so if granted a lower APR. I was honest and told her I just wanted a lower APR just cause. (don't carry balances). Now I'm feeling like I kinda gypped myself out of a possible lower permanent lower APR if I had said yes. lol
Still excited though! Reaping the rewards of building up from nothing two years ago next month.
congrats
Nice!! Congrats!!
Congrats