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Discover changed menu?

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Skye12329
Valued Contributor

Discover changed menu?

So i noticed an unsual charge on my Discover and decided to call and before it was just a instant answer. Now its offering a menu, did they change this?

 

edit: Unsual charge figured out - i pumped gas and usually stations put a $1.00 charge for a hold....well this station decided to put a $75.00 hold. In my opinion thats a bit excessive and double what i pumped. 

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 1 of 15
14 REPLIES 14
mongstradamus
Super Contributor

Re: Discover changed menu?


@Skye12329 wrote:

So i noticed an unsual charge on my Discover and decided to call and before it was just a instant answer. Now its offering a menu, did they change this?

 

edit: Unsual charge figured out - i pumped gas and usually stations put a $1.00 charge for a hold....well this station decided to put a $75.00 hold. In my opinion thats a bit excessive and double what i pumped. 


Yeah depending on what gas station you goto they can put hold on your cards, it annoying but you never get charged so it not a big deal to me. There are some gas stations that put holds on your card up to ninety nine dollars 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 2 of 15
09Lexie
Moderator Emerita

Re: Discover changed menu?


@Skye12329 wrote:

So i noticed an unsual charge on my Discover and decided to call and before it was just a instant answer. Now its offering a menu, did they change this?

 

edit: Unsual charge figured out - i pumped gas and usually stations put a $1.00 charge for a hold....well this station decided to put a $75.00 hold. In my opinion thats a bit excessive and double what i pumped. 


On Amex, they like to hold $100. To avoid it in the future, go in and prepay if you are concerned about going over your CL.  If not, the auth usually drops off in 48-72 hours. 

Message 3 of 15
PedrokiPR
Valued Member

Re: Discover changed menu?

I don't think it's a bad practice as one have to see it from both perspectives. If you were the owner and then later find out that the card didn't went through. If I were a gas business owner, I would put at least from 50 to 80 to save those funds. I don't mind them doing that to me either because my CL 90% of the time are really good and I do not have to be concerned of reaching the maximum CL

Message 4 of 15
Skye12329
Valued Contributor

Re: Discover changed menu?

Got everything figured out about my charge thanks!, but what about the new phone menu? I remember being able to call in and instant rep, now im given a menu. Is this new?

BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 5 of 15
SpendWisely
Valued Member

Re: Discover changed menu?

I called Disc earlier tonight and was also met with a menu and a long wait time to reach a CSR. I'm hoping this isn't a new norm now, as their amazing customer service is one of the few things that sets them apart.  It just might have been that way due to it being a Sunday night, perhaps. 

Message 6 of 15
14Fiesta
Established Contributor

Re: Discover changed menu?


@Skye12329 wrote:

Got everything figured out about my charge thanks!, but what about the new phone menu? I remember being able to call in and instant rep, now im given a menu. Is this new?


I don't know if it's new but I like it, because I prefer the automated line. FYI If you press "0" it will send you straight to an account manager. Just an extra step.






EX FICO (AMEX): 728 (4/29/17) | TU FICO (Discover): 737 (4/7/17) | EQ FICO (Citi): 746 (3/28/17)
Message 7 of 15
Skye12329
Valued Contributor

Re: Discover changed menu?

oh i tried pressing 0 and it still made me do the automated system
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 8 of 15
Anonymous
Not applicable

Re: Discover changed menu?


@14Fiesta wrote:

@Skye12329 wrote:

Got everything figured out about my charge thanks!, but what about the new phone menu? I remember being able to call in and instant rep, now im given a menu. Is this new?


I don't know if it's new but I like it, because I prefer the automated line. 


 

Exactly!  Some of us are not always in the mood to interact with darn chirpy people.

 

Message 9 of 15
PedrokiPR
Valued Member

Re: Discover changed menu?

Hallelujah to the yeah!! lol, me either....

Message 10 of 15
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