Discover ever "round up" an odd limit?

[Anonymous]

Technically, I think you can. I mean, Discover doesn't really care why you want more, right? I've read a few people calling for this reason and getting it but personally I think they're just being humored and got the DD they were going to get regardless of the reason. I also saw someone get this with a CLI + realloc, I think for the same reason. They're just giving you what's available...maybe less since you asked for a specific amount.
And for the life of me I wish it didn't bother my OCD, but thankfully I'm more obsessed with a limit increase I don't need, lol!

[RonM21]

I have always had the uneven limits since I got this card. But I guess it never really bothered me, but I have always wondered how they come up with such exact limits. I also have a limit like that with Amex.

[Anonymous]

---

@CreditCuriosity wrote:

They will certainly round down for you or on your next CLI don't click accept full amont and round it to keep OCD at bay.. It does drive me crazy on a few cards I have no control, but with discover their is a slider as most are aware were you can set your own destiny..  Other lenders that just give X CLI you would have to call and ask for a CLD to get desired results.

---

Hmm ...

[Anonymous]

My BCE is at $24.7K, I'm going to call in and ask them to round up to an even 30k.

[Anonymous]

---

I can't imagine.  Seems as though you may have selective OCD.

---

"No" to all of your silly questions. 

One of the main reasons I like a nice even limit is that I can figure the utilization percentage on the card pretty quickly in my head. 

[Anonymous]

I called them up and they said that the CLI I received was the maximum available to me, so no way of rounding it up.  I'll wait for my next CLI and likely just take $200 of it; I'm probably due for a $500 CLI next go-round since I got a larger one this time.

[Man-Of-Steel]

I know you are asking about "rounding up", but I can vouch for the fact that you can easily have them "round down" for you.

In August 2016, I had a Discover CL of $13,500.  My previous increase was $1500 (previous CL was $12,000), so I thought I would get another $1500 increase to take me to a nice amount of $15,000.  Wrong.  I received a $6K increase, taking my limit to $19,500.  I know that most folks on here would have rejoiced at such an increase, but I didn't need a limit that high on my it card.  I contacted Discover via chat and asked them about a voluntary CLD to get down to $15K.  The first agent sent me a link for the request, but there was a problem with that process.  I contacted another chat agent and they made the change for me.  This was done between statement cuts and anyone looking at my report would never have known that I gave myself a CLD, as they would have just seen the increase from $13.5K to $15K.

I have no regrets about the CLD because I'm a PIF guy and I haven't charged more than $400 per month on that card since then.  I just felt that $19.5K was a bit overkill for my needs and I was happy that Discover was able to accommodate the request so easily. 

[Anonymous]

That's definitely true regarding a self-initiated CLD; I think most lenders would gladly do that, not just Discover. 

I'll likely go this route the next time I get a CLI, whether it's $500 or $5000 I think I'll just take $200 of it to round my limit off to the nearest $10k and call it a day. 

With the "round up" thing, it seems it all comes down to whether or not someone has a "double dip" available on their account.  If they do and call up to request the additional [available CLI] credit, at that point a lesser amount could be accepted.  In my case though, I did not have anything additional on the table; There was no DD opportunity.

[FinStar]

---

@Anonymous wrote:

How do you react at the cash register when the bill is $143.82?  Do you donate $56.18 to charity to round it to nice, even figure?

Do you freak out when your monthly bill is not rounded to the nearest thousand dollars?

If you go to McDonalds for a McChicken and it costs you $1.11, do you reach in your pocket and grab 11 cents so they only charge your card $1?

I can't imagine.  Seems as though you may have selective OCD.

---

@Anonymous, let's set aside any judgemental jabs or comments given that the OP's question appears to be a legitimate one regardless of what those reasons may be.  The OP was simply curious whether Discover had this option or not.

[Anonymous]

It was meant as a joke.  I didn't use LOL because I am 47 years old.  Wasn't meant to be judgemental.