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Discover it Card Help

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YoungJay18
Contributor

Discover it Card Help

Hey im wondering what would be a good score in order to get approved for the Discover It card any information would be very helpful... Thank You

Message 1 of 13
12 REPLIES 12
SpecFile
Valued Contributor

Re: Discover it Card Help

EQ 671 got me in the door.
Message 2 of 13
YoungJay18
Contributor

Re: Discover it Card Help

oh ok thanks very much

Message 3 of 13
09Lexie
Moderator Emerita

Re: Discover it Card Help

Remember, good CS is not the only criteria for approval. Mine was 707 when I was approved but 3 mos earlier I was declined at 697.
Message 4 of 13
counterglow
Member

Re: Discover it Card Help

I was just approved this weekend - I believe they pulled TU for me and I think my score is around 640.

Message 5 of 13
boomhower
Valued Contributor

Re: Discover it Card Help

Baring anything very recent and and nast a 650 should get you in the door.  I was around a 700 when I got mine.

Message 6 of 13
FutureBillionaire
Established Contributor

Re: Discover it Card Help

Low number of recent inquiries is important.  I would app for them as part of an app spree.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 7 of 13
cheychey99
New Contributor

Re: Discover it Card Help

I was approved with a 667. They pulled EQ which was my cleanest report but I did have some lates on it.
Message 8 of 13
Anonymous
Not applicable

Re: Discover it Card Help

I got in with 645 on eq cleanest report at the time
Message 9 of 13
LS2982
Mega Contributor

Re: Discover it Card Help


@YoungJay18 wrote:

Hey im wondering what would be a good score in order to get approved for the Discover It card any information would be very helpful... Thank You


I would say 660 and above should be fine. Lower than that would likely be a recon denial.




EQ FICO 548 3/3/16
Message 10 of 13
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