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Discover more card question

tag
7PM789
Frequent Contributor

Discover more card question

I received my first statement and it says

New balance - $143.68
Credit line - $2,500.00
Credit line available - $2,213.00

If only $143.68 posted why is $287.00 of my credit unavailable? Where's the other $143.32?
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 1 of 4
3 REPLIES 3
trumpet-205
Valued Contributor

Re: Discover more card question


@7PM789 wrote:
I received my first statement and it says

New balance - $143.68
Credit line - $2,500.00
Credit line available - $2,213.00

If only $143.68 posted why is $287.00 of my credit unavailable? Where's the other $143.32?

Did you spend $143.32 sometime recently? Credit line available includes pending charges.

 

Message 2 of 4
Anonymous
Not applicable

Re: Discover more card question

Have you charged gas recently as well? some gas stations are known to put high holds which will be considered pending

Message 3 of 4
7PM789
Frequent Contributor

Re: Discover more card question

I made two purchases which total $143.02 one day before the closing date which I included when I wrote the check. I hadn't taken that in to consideration just now. I suppose the .30 cents was rounded to get an even amount. I am using this card exclusively for gas via my speedpass until the 5% bonus ends but I pay after I pump inside to prevent the high hold when scanned outside. Thank you for your help.
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Message 4 of 4
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