Discover "Pre-Approved Offer" appeared for the first time...

[Kendro]

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@mikka1 wrote:

Well, I tried to apply on Discover website today, but got a strange result (maybe it's normal with Discover, don't know).

After I filled in all data required I got a screen saying: "You are approved. Create your account online" with some other information requested (like choosing Cash PIN, setting up an account number for Online payments etc.). I completed this step and got the screen:

Congratulations! Your registration is complete and you're approved.

Your account was requested on 05/30/2012,0X:XX AM EDT.

Welcome to Discover!
You have been approved. You'll receive your new card in the mail withing 7-10 days at the address provided on your application.

We'll get busy preparing your account and setting all your preferences, and will be ready within 4-5 business days. Once it has been setup, you can make changes at any time by accessing the My Profile page at Discover.com. You will receive an e-mail message when the Account Center registration is complete. 

At the same time when I check my application status using my social and zip code, I get a message:

Discover® Card
Date Submitted: 5/30/2012

Your application is being processed. We have received your information but need to perform additional processing before we can provide you with a decision. You will hear from us within 30 days of your application being submitted.

Please check back in the future to get an update on the status of your application.

I can't log in using the name I've just created too. I haven't seen suggested CL too.

So... does it look like an approval? Or something gone wrong and I should start to worry? :-)

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Be careful on what card you get.  I tried to apply for the Discover More and as soon as it goes to the application page, it says it is for the Discover Motiva.  I'm going to call the CSR later today and see if I can just access my pre-approval via telephone.

[mikka1]

Sorry, I should've updated it earlier, but was quite busy. 

So today I checked my created online ID again and got the same message - Your online ID is still being set up.

I tried to check the status of my application using my social - again 30 days pending.

So I gave them a call asking what is the real status of my application.

Good news is that YES, I actually was approved for Discover More with $2500 CL. I haven't yet seen any other parameters (APR etc), but given that my largest CL so far was $1200 from Walmart I see it as quite a huge success :-)

Potentially bad news is that due to some kind of software glitch Discover received 2 applications from me, so they approved one of them and just cancelled/abandoned another one (actually I remember that I made 2 attempts to apply for the card, but the first time I got "Your session has timed out" message. Apparently that application went through too). I have no idea if that has resulted in more than 1 HP, but I hope not.

So, I decided to start celebrating when I actually get the card and make a first purchase on it

Thanks a lot to all for your support! Will post my hooray message as soon as I get it in my hands... 

[Anonymous]

I had somewhat similar incident with Discover regarding the deleted app. I'm about 99.99% sure that it will only pull once. Congrats!

[r34dy2fly]

Congrats! I'm actually a pretty big fan of Discover. They generally have pretty awesome deals and its setup pretty nicely. I had a much harder time getting approved though. Even with a higher school, it nearly took me 6 years to actually get approved. Don't worry about CLI's either, they apparently do automatic CLI's as they just upped my limit from 10k to 13.5k within 3 months of my approval.

[aot2009]

YAY Got the card today.

http://img12.imageshack.us/img12/4051/photo2fk.jpg

Got 18% though with a transunion score of 721

$3500 dollar limit