Chase suggested I apply for their CFU card through their all where I am a registered user. So I applied since I have been wanting that card because it suits my spending habits and needs. I have a 730 credit score, have a high income, but was unaware of their 2/30 rule. I just received a pre-approved Discover 3 days ago, not knowing Chase was after my business. The CFU us the card I want since I spend so much money at Costco and also want to do a small balance xfer. Should I wait 45 or 60 days to reapply, or should I call the reconsideration line and make my case? My ither cards just upgraded me to Visa Signature, so my credit and income are in a good position for the card.
