Disputing charges?

Closingracer99 · ‎06-26-2014

First off is it frowned upon to do so and would i be on chases bad graces if i dispute a charge? My brother needed to pay the DMV to renew his licence and he gave me the cash for it and I put it on my new Freedom card. If I dispute it which i will will it look bad? Also how does it work? You pay it and if they find it in your favor they credit you?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

manwoot · ‎06-26-2014

Why would you dispute it? It sounds like a valid charge if you gave him permission. Also, when you dispute it they'll ask for any evidence you have that it was an unauthorized transaction. They'll also contact the merchant to find out their side of the story.

Don't dispute things that are accurate.

Closingracer99 · ‎06-26-2014

@manwoot wrote:
Why would you dispute it? It sounds like a valid charge if you gave him permission. Also, when you dispute it they'll ask for any evidence you have that it was an unauthorized transaction. They'll also contact the merchant to find out their side of the story.

Don't dispute things that are accurate.

Ohhh I forgot to say the renew didn't go through but there is a charge for the $80 dollars it costed for it

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

chrisw1968uk · ‎06-26-2014

why didn't it go through? - if the sale was cancelled, i would expect a credit back to the card, if the DMV feels scammed, they will simply cancel the registration - something doesn't sound right

Rain77 · ‎06-26-2014

@Closingracer99 wrote:
@manwoot wrote:
Why would you dispute it? It sounds like a valid charge if you gave him permission. Also, when you dispute it they'll ask for any evidence you have that it was an unauthorized transaction. They'll also contact the merchant to find out their side of the story.

Don't dispute things that are accurate.
Ohhh I forgot to say the renew didn't go through but there is a charge for the $80 dollars it costed for it

Sometimes it takes a while for a charge to drop off. How long ago did it happen? May be contact Chase and let them know the situation so they can note your account in the event it does not drop off and you need to dispute.

Last HP 8/29/14

Closingracer99 · ‎06-26-2014

It was something wrong with the website or on maybe on our end that gave an error message but it wasn't completed.

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740

Pat94108 · ‎06-26-2014

Have you asked the DMV a refund? I would start there.

C24Webb · ‎06-26-2014

Yes, always start at the source if you were involved in the transaction... Ask the DMV to look into it before getting Chase involved. Good luck.

Card/Limit/Opened — Discover it: $27,600 2/14 | Chase Sapphire Preferred: $10,500 7/14 | Banana Republic Visa: $10,000 7/14 | USAA Cash Rewards Visa Signature: $9,000 6/11 | Chase Freedom: $2,000 3/12
History — AAoA: 42 months | Oldest account: 119 months (including AU) | Inquiries: 1 EX 0 EQ 0 TU | Score: 765 (Discover TU) 750 (USAA CreditCheck Monitoring EX FAKO)

Kenny · ‎06-26-2014

It is illegal to dispute a charge that you knowingly entered into.

You/he need to follow up with the DMV.

Take the myFICO Fitness Challenge

Closingracer99 · ‎06-26-2014

Oh I know that... I was just curious if it had to be done with chase will they be frowning upon me for doing a dispute?

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740