Does Chase automatically consider CLI for cardmembers after first 6 months?

[Anonymous]

Does Chase automatically review cardmembers' accounts for consideration for a CLI after the first 6 months? 

[red259]

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@Anonymous wrote:

Does Chase automatically review cardmembers' accounts for consideration for a CLI after the first 6 months? 

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The computer does i'm sure at some point, but no idea on the schedule and Chase auto CLIs happen but are not super common. 

[FinStar]

It's a periodic review which could occur before 6 months or therafter.  The 6 month timeframe is merely a guideline or recommendation.  I received an auto-CLI on the Ritz card before the 6 month timeframe.  Others have also received them before 6 months (timeframe varies).  And, then there's also those who get them anywhere from 6-12 months or beyond (or not at all). 

Now, if your account has not received any auto-CLI and your profile supports it, you can always request a CLI via phone or secure messaging but will result in a HP.

[red259]

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@FinStar wrote:

It's a periodic review which could occur before 6 months or therafter.  The 6 month timeframe is merely a guideline or recommendation.  I received an auto-CLI on the Ritz card before the 6 month timeframe.  Others have also received them before 6 months (timeframe varies).  And, then there's also those who get them anywhere from 6-12 months or beyond (or not at all). 

Now, if your account has not received any auto-CLI and your profile supports it, you can always request a CLI via phone or secure messaging but will result in a HP.

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If you go this route I would still wait at least six months to help increase your chances of getting a CLI, especially if you are taking a HP for it. 

[FinStar]

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@red259 wrote:

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@FinStar wrote:

It's a periodic review which could occur before 6 months or therafter.  The 6 month timeframe is merely a guideline or recommendation.  I received an auto-CLI on the Ritz card before the 6 month timeframe.  Others have also received them before 6 months (timeframe varies).  And, then there's also those who get them anywhere from 6-12 months or beyond (or not at all). 

Now, if your account has not received any auto-CLI and your profile supports it, you can always request a CLI via phone or secure messaging but will result in a HP.

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If you go this route I would still wait at least six months to help increase your chances of getting a CLI, especially if you are taking a HP for it. 

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I agree.

[OmarGB9]

Probably do consider your account, though not necessarily at 6 months. Chase auto luv is rare.

[Anonymous]

Cool, thanks for the info regarding your experience, guys. I was just approved for a couple of Chase cards with CLs much higher than I've ever had before, that theoretically should have been out of my reach. I guess they were kind enough to focus mostly on my most recent 2 years of credit history. Was just wondering what the CLI process with Chase is like since I'm new to the company. 

[Anonymous]

In my personal experience I've gotten an auto increase for my both cards after the 4th month. I got a new southwest card so hopefully somewhere around the 4th month ill get an auto increase. But from what i've read from other members. Its pretty much all over the board and totally random 

[OmarGB9]

Pretty much comes down to HP for a CLI with Chase, and no guarantees whether they'll actually grant you one anyway. Best bet is honestly to open up a new account if you want a higher limit; cobranded cards seem to be very generous for that.

[Anonymous]

Is it true that you can have up to 4 cards with Chase under your account?