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I am debating between WF propel and amex BCe for grocery usage. I have a reltaionship with wells fargo (and wells fargo adivsors). I have had no problems with WF, and refuse to part ways with my broker. I have assets in WF and advisors of about $2.9 million. I plan on applying for one in june after HP's from cap1, citi and target will have aged a year. Any DP's for WF propel would be helpful.
Thanks
Andy
$2.9 million dollars????? (Soulja boy voice) Given the history of WF and their tactics I wouldn’t feel comfortable with $2.90 with them. Anyway, I don’t think the propel is a tough card to get.
I'm betting you're in a much better position to get this card than I but here's the DPs from my recent experience and decline.
At time of app: Got 7-10 day message. Pulled Ex (686) and TU (682). AAoA 6 mos, AoYA 3 mos, INQS 8, 8/12. Reasons for denial: 1) Length of time credit established. (Fair enough, oldest account was not quite at 1 year. 2) Amount of inquiries.
Considering recon since they double pulled me. Might as well take a shot.
@northface28 wrote:$2.9 million dollars????? (Soulja boy voice) Given the history of WF and their tactics I wouldn’t feel comfortable with $2.90 with them. Anyway, I don’t think the propel is a tough card to get.
I’ve never had problems with wf. Most of my assests are in my brokrage accounts, and I mt broker is a close friend of the family. Wells fargo was actually very helpful when my father died. I might be one of tge few people happy with WF, but I don’t have any reason to go through the hasske of changing financial institutions,
With numbers like that, I would be offended if you get denied the Propel. That would get me to move everything elsewhere to be honest.
If I had that kind of capital though, I would just have charge cards 😂
WF Private Bank clients get the Visa Sig that comes w/ additiaonal perks. The also get special financing for Real Estate.
OP, I would think you would know about the special services that WF private bank offers.
OP I was able to pick up this card with a DC'd BK13 on my TU report and I burned them in my BK13 as well.
I can’t speak for the WF, but I love my BCE and the straight cash back on groceries adds up fast! AJC recently got the Propel. Talk to him lol
Lowest SL I have received in years but Ihave no relationship with them and certainly not $3MM.
I would think Amex would be better or of course you could both.
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