Done with US Bank!

[Anonymous]

I'll use my Amex ten percent cash back for my phone problem solved for me and no need to carry it.

Milofico that's exactly what they did to me and have tried for three months to get it corrected.

[Anonymous]

@andydenver86@


😐 Not kool 😐

Is there a way I should word it to them?? Flipping,US bank what's the unsecure my acc. CODE!!! LOL😃

[Tim_S]

I am right behind you!  I've been with US Bank for about 10 years now.  I've had a $300 credit limit on one of their credit cards for 10 years and they refuse to increase my limit.  They've issued me different cards with MUCH higher limits but refuse to increase the limit on my platinum card that I've had the longest, (I don't want to cancel it because I'll lose the age of the account).  Not that it's going to make any difference to them, but I'm taking my $40,000 checking/savings balance to Chase.

[Anonymous]

Tim_s if you canc it it wit hurt it. Positive history will stay on for ten years. I'm sure 300 bucks isn't going to hurt your UTI.

Not sure how better to word it milifico. I asked about it and specifically asked on the phone if it would un secure the card j was told yes and then a few weeks later I received a brand new card with an 800 dollar limit and my secured card was never closed until I had to go to branch for them to call and close it.

[Anonymous]

---

@Tim_S wrote:

I am right behind you!  I've been with US Bank for about 10 years now.  I've had a $300 credit limit on one of their credit cards for 10 years and they refuse to increase my limit.  They've issued me different cards with MUCH higher limits but refuse to increase the limit on my platinum card that I've had the longest, (I don't want to cancel it because I'll lose the age of the account).  Not that it's going to make any difference to them, but I'm taking my $40,000 checking/savings balance to Chase.

---

Mmmm.   A different way of reporting this would be "Fortunately, they have since given me cards with MUCH higher limits, so no problem."

Are you planning to use the platinum card for anything (and if so, why!)  If not, why does the low limit matter at all.  So long as the cards you use have good limits, sounds like US Bank is doing OK for you.  You really don't need all cards to "grow", so long as you have enough credit for your needs.

[Anonymous]

Nothing Postive to say in regards. We broke up. I'm sure I'm blacklisted. My family still banks with them. I sit with PenFed, DCU, NFCU and USAA. My 4 horsemen.

I would suggest finding a Credit Union. Or 2. I can offer my experiences on those 4, as how I handle finances those 4 have been a perfect symbiotic relationship over The vampiric one I had with USB.

[Anonymous]

Like I stated I bank with a credit union, just not interested in BCUs credit products

[Anonymous]

My bad. Lesson learnt: Never reply in a hurry on mobile!

GL and thanks for sharing.

[dragontears]

I guess everyone's experience is different. I have banked with US Bank for about 20 years and have never had a problem with them but I also rarely have the need to call them

[Anonymous]

That sucks to hear it didn't work out for you. US bank is solid on my list.