cancel
Showing results for 
Search instead for 
Did you mean: 

Drunken Amex Upgrade

tag
simplynoir
Mega Contributor

Re: Drunken Amex Upgrade

The limited time offers out right now for this month are probably when you want to apply for the Delta Platinum, @Brian_Earl_Spilner

Message 21 of 34
SomewhereIn505
Valued Contributor

Re: Drunken Amex Upgrade


@Brian_Earl_Spilner wrote:

@SomewhereIn505 wrote:

@Brian_Earl_Spilner wrote:

Just kidding, I'm sober...for now.

 

As you can see from my signature, I have a Delta Gold. I accidentally came across the Platinum app page and it has "Request Upgrade. My 1 year anniversary isn't until next month. Not sure where I'm planning to take my card out for dinner, or what to buy it, but that's for another thread. 

 

My question is, how likely will it be that there'll be an upgrade sub offer made in the future? I have no need for the Platinum as my wife has a gold as well, just curious. Also curious if it would be a sub big enough to make it worth upgrading for, before downgrading back to gold. Would a referral be worth it?

 

For the garden peeps, would an upgrade reset my spade? I'm looking forward to my rose rold spade coming up soon. Heard it's made of metal.


You had me at "Drunken" for your Amex upgrade. Sorry I have no advice. Was looking for a great drunken story.


I'm sorry, I won't do it again. Smiley Sad


Next time come up with a good story - I drunken amex app for a Zync but they gave me an AmEx Costco card instead with a $5 SL Woo Hoo!!! Smiley Tongue

3/16/18 FICO9 TU-700 EQ-669 EX-716
6/26/18 FICO9 TU-750, EQ-672, EX-789

Message 22 of 34
Brian_Earl_Spilner
Credit Mentor

Re: Drunken Amex Upgrade

So, I have been watching the card application page like a hawk to see if my status has changed with them. Applying for a Platinum directly is no longer an option. I only have request an upgrade for Platinum and reserve. Out of curiosity, if I did the incognito trick, would I get the sub and a new card, or would it default to upgrade with no sub once it recognizes me? They have not sent me an upgrade offer so I would get nothing if I upgraded now, other than a higher AF due immediately.

    
Message 23 of 34
NRB525
Super Contributor

Re: Drunken Amex Upgrade

What is your spend pattern on the Delta Gold?  

While your original post was for an upgrade of an AMEX, which would not impact your quest for the rose gold metal spade, a new app would sever that progress. What were your reasons for gardening? 

The current SUB offers are nice, but only slightly better than the enhanced SUB on Delta cards that can be in targeted mailers, or even general public offers once or twice per year. 

Message 24 of 34
Brian_Earl_Spilner
Credit Mentor

Re: Drunken Amex Upgrade


@NRB525 wrote:

What is your spend pattern on the Delta Gold?  

While your original post was for an upgrade of an AMEX, which would not impact your quest for the rose gold metal spade, a new app would sever that progress. What were your reasons for gardening? 

The current SUB offers are nice, but only slightly better than the enhanced SUB on Delta cards that can be in targeted mailers, or even general public offers once or twice per year. 


The reasoning for gardening was to clear out some inquiries that are holding me back from CLIs. My number 1 reason for denail, for everyone, is too many inquiries or too many new accounts. I was too aggressive with my rebuild and adding accounts. They don't start falling off my report until May next year 

 

I'm not even eligible to upgrade yet which makes the upgrade language odd to me. I was approved on 10/17/18, so I couldn't upgrade right now if I wanted to. It's more curiosity than anything. Questions for down the line. At this point, I'm more interested in getting a hotel card. Marriott is preferd, but yeah, not gonna happen anytime soon. The gold has been sufficient for me and I've already taken the equivalent of 4 round-trips using my skymiles. If anything, adding the gold charge would be the best choice because of how much I spend on groceries and eating out.

    
Message 25 of 34
morgacj2004
Valued Contributor

Re: Drunken Amex Upgrade

Def don’t upgrade unless they give u a really sweet offer. Make a new app once the SUB is to your liking. That card recently had some major changes made to it and may no longer be a keeper. AF going up next year so if u apply do it soon. AF goes up to $250 on 01/30/20 from $195. Onemileatatime and other sites have info on all of the changes good and bad. Actually all of the Delta cards with AX are changing.

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 26 of 34
Brian_Earl_Spilner
Credit Mentor

Re: Drunken Amex Upgrade

But that's what I'm asking about. There's no option to straight up apply anymore. 

    
Message 27 of 34
simplynoir
Mega Contributor

Re: Drunken Amex Upgrade


@Brian_Earl_Spilner wrote:

But that's what I'm asking about. There's no option to straight up apply anymore. 


Just to make sure I'm understanding correctly you're not seeing the Platinum/Reserve cards while you're logged in to app for?

Message 28 of 34
morgacj2004
Valued Contributor

Re: Drunken Amex Upgrade

It’s there just checked. Here are the details.


EARN 5,000 MEDALLION® QUALIFICATION MILES (MQMS) and 75,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 3 months.† In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.†
Offer Expires 10/30/2019†
ANNUAL FEE $195 ($250 if application is received on or after 1/30/2020)¤

AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 29 of 34
Brian_Earl_Spilner
Credit Mentor

Re: Drunken Amex Upgrade


@simplynoir wrote:

@Brian_Earl_Spilner wrote:

But that's what I'm asking about. There's no option to straight up apply anymore. 


Just to make sure I'm understanding correctly you're not seeing the Platinum/Reserve cards while you're logged in to app for?


No, they're there, but the only option is request an upgrade. If I don't want to upgrade, how would I apply. I guess call in.

    
Message 30 of 34
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.