Earn 3% on everything using one card -Dead !-

[Venom911]

The rewards shows up on ur statement. U will get the extra 1% as long as you the transaction is pin-less.

[patoot10]

Lion99

When you open your paypal cashback account at the middle of the page does it say 

CASH REWARDS BALANCE -- Redeem Anytime to your paypal balanc

or does it say current points balance ?

[Anonymous]

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@patoot10wrote:

Lion99

When you open your paypal cashback account at the middle of the page does it say 

CASH REWARDS BALANCE -- Redeem Anytime to your paypal balanc

or does it say current points balance ?

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It says cash rewards balance.  Thanks!

[patoot10]

Thanks for clearing that.

[Anonymous]

Thanks for this tip! My husband just got a Paypal 2% cash back card and I've linked it to our Paypal debit cards. Now I just have to figure out how to get a major CLI on his Paypal credit card!

Edit: Does anyone know for sure if this method works for Apple Pay?

[OmarR]

I am wondering if this will come to an end when Synchrony takes over Paypal Credit.

[Namaste7]

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@OmarR wrote:

I am wondering if this will come to an end when Synchrony takes over Paypal Credit.

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PayPal (the company) allows the PayPal debit card to be funded by the 2% PP Cashback card. This benefit could be terminated at anytime; that said, I do not see how/why this would be correlated to Synchrony acquiring PP Credit from Comenity.

Nevertheless, let’s enjoy this mutually beneficial arrangement!!

[OmarR]

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@Namaste7 wrote:

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@OmarR wrote:

I am wondering if this will come to an end when Synchrony takes over Paypal Credit.

---

PayPal (the company) allows the PayPal debit card to be funded by the 2% PP Cashback card. This benefit could be terminated at anytime; that said, I do not see how/why this would be correlated to Synchrony acquiring PP Credit from Comenity.

Nevertheless, let’s enjoy this mutually beneficial arrangement!!

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Simple Answer:

ZERO Swipes & ZERO interest.

I only applied for Synchrony's Paypal card because of this 3% trick, so this means that Paypal's business debit card is what goes in my wallet. As someone who always PIF's, Synchrony gets NO swipes and NO interest from me.

Granted, I (we, here on this forum) are probably the exception to the rule. I am sure MANY millions of people swipe their 2% Paypal MC daily and always carry a balance. And this is highly unlikely to change. But if Synchrony's TOS/agreement is worth the paper it's written on...than the correlation is definitely there.

PP credit may be "on the side" and aside, but the more Synchrony becomes a bedfellow with Paypal, the more they can change terms to benefit their needs.

[Anonymous]

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@Venom911 wrote:
The rewards shows up on ur statement. U will get the extra 1% as long as you the transaction is pin-less.

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Does this mean that when using the card on a swipe you can select credit rather than debit and get the reward? 

[Anonymous]

Yes it means you have to run it as credit to get the 1% from the debit card. But either debit or credit should get you the 2% from the CC so 2% for debit transactions and 3% for credit transactions.