Experian FICO's are back?!

[vpae]

Screenshot

https://www.dropbox.com/s/sol8yn9eksqd36q/creditscore.png

[Dubious]

Wow that's a great score! I guess I forgive you for teasing us 

[cqdealer711]

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@vpae wrote:

Screenshot

https://www.dropbox.com/s/sol8yn9eksqd36q/creditscore.png

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thats some nice score there.  if i could pull mine and it would be 815 i would pay 2000 for it  

[CS800]

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@vpae wrote:

This doesn't make any sense.

I went into the bank on 06/11 to start my refi. They did a pull of all 3 and here's what I got.

Experian - 770

Equifax - 788

Transunion - 783

I updated both my Transunion and my Equifax on myFico before going in that morning and with today's Experian purchase. Here is what I got.

Experian - 815

Equifax - 788

Transunion - 765

Why is the Experian score so much higher?

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Might be a different model that what your lender pulled.

I have heard before that there is a Mortgage FICO score just like the auto enhanced FICO.

[cqdealer711]

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@Dubious wrote:

Does myfico not actively disclose what models they sell? I've been trying to find it on the site to no avail. 

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its posted on another thread, but dont quote me.  "Fico08 experian which is the newest model"  

from this thread  -->>  http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/myFICO-provides-Experian-now/td-p/2217009

[vpae]

I found a credit report issued 08/30/2004.

Equifax/Beacon '96 - 482

Transunion/Empirica - 513

Experian/Fair, Isaac (Ver 2) - 514.

I've had my share of poor credit management and terrible decision making. It takes time (a baddie just fell off earlier this year), but I'm incredibly thankful for this forum and all of the help I've received from the members here!

[CS800]

Any PSECU members pulled their EX FICO via Myfico.com yet?

[armbenderc]

Ooooo I may buy one for sure!

[kroberts67]

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@Dubious wrote:

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@codimom wrote:

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@darkfrosty wrote:

i am definitely tempted and will probably purchase it later today

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cool, report back afterwards.  I need to buy 1 report this month, and this may be the one...(i tend to alternate my report purchases...)

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They should really give us a discount for buying all at once or something.  YES!!

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[cqdealer711]

just called to see if any promo codes for current subscribers.  They said  no    lol