Experience with Huntington Voice Card

[IncrsCreditScore1]

I am considering applying for the Huntington Voice card.  Will those of you who have this card, please advise me of your experiences with the card.

[Anonymous]

I don't have it, but its a good card. Can pick two 3% categories (even utility bills!).  Some folks go for multiples to up their ante. Their credit limits seem to be nice. They also seem to like a banking relationship. And also there is a geographical limitation to huntington credit cards/accounts....

[12njoy]

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

[BigBS]

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@12njoy wrote:

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

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Curious about this, as well.  Received a pre-approved mailer from them today.  I did try to opening a checking account with them a couple months back, but couldn't complete the process.  I am not in their regional area though the pre-approval letter came to my VA address.  And what does pre-approval mean for them?

[12njoy]

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@BigBS wrote:

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@12njoy wrote:

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

---

Curious about this, as well.  Received a pre-approved mailer from them today.  I did try to opening a checking account with them a couple months back, but couldn't complete the process.  I am not in their regional area though the pre-approval letter came to my VA address.  And what does pre-approval mean for them?

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Well for me,  preapproval meant an approval.   I had a coworker open an account open a Huntington checking account but they didn't very the popup so they didn't apply for credit card.

[kdm31091]

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@Anonymous wrote:

I don't have it, but its a good card. Can pick two 3% categories (even utility bills!).  Some folks go for multiples to up their ante. Their credit limits seem to be nice. They also seem to like a banking relationship. And also there is a geographical limitation to huntington credit cards/accounts....

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I think it's just a choice of one 3% category, not two (which to me makes it a bit less exciting).

[BigBS]

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@12njoy wrote:

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@BigBS wrote:

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@12njoy wrote:

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

---

Curious about this, as well.  Received a pre-approved mailer from them today.  I did try to opening a checking account with them a couple months back, but couldn't complete the process.  I am not in their regional area though the pre-approval letter came to my VA address.  And what does pre-approval mean for them?

---

Well for me,  preapproval meant an approval.   I had a coworker open an account open a Huntington checking account but they didn't very the popup so they didn't apply for credit card.

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Thanks.  Do they pull EQ exclusively as others have stated?

[12njoy]

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@BigBS wrote:

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@12njoy wrote:

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@BigBS wrote:

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@12njoy wrote:

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

---

Curious about this, as well.  Received a pre-approved mailer from them today.  I did try to opening a checking account with them a couple months back, but couldn't complete the process.  I am not in their regional area though the pre-approval letter came to my VA address.  And what does pre-approval mean for them?

---

Well for me,  preapproval meant an approval.   I had a coworker open an account open a Huntington checking account but they didn't very the popup so they didn't apply for credit card.

---

Thanks.  Do they pull EQ exclusively as others have stated?

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They pulled EQ for me in OH

[BigBS]

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@12njoy wrote:

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@BigBS wrote:

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@12njoy wrote:

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@BigBS wrote:

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@12njoy wrote:

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

---

Curious about this, as well.  Received a pre-approved mailer from them today.  I did try to opening a checking account with them a couple months back, but couldn't complete the process.  I am not in their regional area though the pre-approval letter came to my VA address.  And what does pre-approval mean for them?

---

Well for me,  preapproval meant an approval.   I had a coworker open an account open a Huntington checking account but they didn't very the popup so they didn't apply for credit card.

---

Thanks.  Do they pull EQ exclusively as others have stated?

---

They pulled EQ for me in OH

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Thanks.  Last question, were there documents to provide or verification necessary? 

[12njoy]

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@BigBS wrote:

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@12njoy wrote:

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@BigBS wrote:

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@12njoy wrote:

---

@BigBS wrote:

---

@12njoy wrote:

Thanks to a post by Creditmagic7 from 2014 whereas he/she said they were preapproved for the Voice after opening a checking/savings combo.  I decided to open a checking account and hope for a preapproval as well.  I had a Voice card last year with a measly $500 limit which wasn't going anywhere so I closed it.  I went through the checking application and funding of the account and then got those magical words "you're preapproved".  I said what the heck, I'll take the plunge and apply.  Hoping for the best and preparing for the worst ($500).  I selected the mighty Ohio State, Go Bucks!  A few seconds of spinning and wait for it... 

Your Voice Credit Card application has been Approved!

Credit Line: $12,000

Your Annual Percent Rate (APR) for Purchases: 15.99%

---

Curious about this, as well.  Received a pre-approved mailer from them today.  I did try to opening a checking account with them a couple months back, but couldn't complete the process.  I am not in their regional area though the pre-approval letter came to my VA address.  And what does pre-approval mean for them?

---

Well for me,  preapproval meant an approval.   I had a coworker open an account open a Huntington checking account but they didn't very the popup so they didn't apply for credit card.

---

Thanks.  Do they pull EQ exclusively as others have stated?

---

They pulled EQ for me in OH

---

Thanks.  Last question, were there documents to provide or verification necessary? 

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No docs needed from me.   I had credit card approval in about 15 minutes from time of application of checking account