FNBO CLD ****Master Thread****

[Jeffster1]

Darn. Definitely NOT the same FNBO I had a card with years ago. Something is up.I really wonder if they are dressing themselves up for a merger. It still SUX. Treating loyal customers like that doesn't bode well for their future. I'm sorry, man. She'll get bigger and better cards. 

[gdale6]

Are you inside or outside their banking footprint?

[cws-21]

---

@gdale6 wrote:

Are you inside or outside their banking footprint?

---

I am out of their banking footprint and that has me concerned for my Ducks Unlimited, though its $25,000 credit limit has not yet been touched.

[ChrisWasHere]

---

@SouthJamaica wrote:

---

@RealEstateGuy89 wrote:

---

@Wilburtheman wrote:

My evergreen card limit has been reduced from 12k to 500. To be fair to FNBO, I did rack up the card the first month, although I paid it off a week after racking it up 

Not knocking em since I did use it  heavy before they could trust me, but they seem to be pulling back on credit limits for some. 

---

So sorry to hear about the CLD. Seems a bit drastic to me.

How long have you had the Evergreen card? Just curious because I just paid my Evergreen off last week that had a $3026 balance and I hope they don't come for me next but they very well could. 

---

Yeah, how dare you people pay your bills off.

---

Lmao @SouthJamaica

[RealEstateGuy89]

@805orbust 

Man, I am so sorry to hear about your CLD on your FNBO card! It just doesn't make sense to me  and really sucks.  I can't believe how many I've been reading about lately. Please let us know what you find out when you get the letter. Do you plan to call In to FNBO to see if you can get it reversed?

[RealEstateGuy89]

---

@themanhimself wrote:

No lates, no nuthin. Owe $1000 with them, never paid late. Credit limit isn't much higher than I owe now. 

---

So sorry to hear of your CLD on your FNBO card. Are you in or out of their banking footprint? Thank you.

[pizza1]

Sorry to hear this. You could have spooked them a little with your maxxed out card. You said your CL isnt much higher than your balance? Could be part of it?

[OmarGB9]

Sorry for the CLD. Guess the FNBO grAAvy train has left the station. 

[OmarGB9]

---

@RealEstateGuy89 wrote:

---

@Wilburtheman wrote:

---

@RealEstateGuy89 wrote:

---

@Wilburtheman wrote:

My evergreen card limit has been reduced from 12k to 500. To be fair to FNBO, I did rack up the card the first month, although I paid it off a week after racking it up 

Not knocking em since I did use it  heavy before they could trust me, but they seem to be pulling back on credit limits for some. 

---

So sorry to hear about the CLD. Seems a bit drastic to me.

How long have you had the Evergreen card? Just curious because I just paid my Evergreen off last week that had a $3026w balance and I hope they don't come for me next but they very well could. 

---

I was still within the first month of having it so was a new customer. 

When I used my us bank/elan card, the credit limit started growing really fast. 

FNBO seems quite the opposite. 

---

That just kills me that they issue a card and then within a month or so they cut the limit down to nothing.  Why would they even approve the card if they were going to turn around and do this soon afterwards?  Especially with a good profile and another card at $50k.  After I read this today, I think I’ve logged into my FNBO account 3 times to make sure that it wasn’t cut down as well.  SMH.  Normally I login to it once a month.

I wonder if you called them and expressed your dismay, if it would help at all?

---

I don't think calling to express displeasure would help with anything. It's all algorithm-driven.

[ChrisWasHere]

---

@805orbust wrote:

Dude, I agree wholeheartedly.  Just don't approve the thing in the first place. It's as annoying as it gets. I will chop them in a minute tho if necessary 🤣

---

I got 11.3k with them, if they cut mine, it's going straight to the 🗑