FNBO CLD ****Master Thread****

[BearsCubsOtters]

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@Joleybear wrote:

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@M_Smart007 wrote:

@SouthJamaica, I know it is early, you may want to re-read OP's post.?

"I'm carrying a 0% balance of about 3k of 16,500 limit. They slashed my limit to 3150"

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How can one have a 0% balance and a $3,000 balance at the same time?

I am still learning a lot about everything, so can someone explain it to me like I'm five, please?

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@Joleybear  I believe this poster meant that they were carrying a 0% interest balance transfer. So, they owed $3,000, at 0% interest, against a credit line of $16,500.00. 

[Joleybear]

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@BearsCubsOtters wrote:

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@Joleybear wrote:

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@M_Smart007 wrote:

@SouthJamaica, I know it is early, you may want to re-read OP's post.?

"I'm carrying a 0% balance of about 3k of 16,500 limit. They slashed my limit to 3150"

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How can one have a 0% balance and a $3,000 balance at the same time?

I am still learning a lot about everything, so can someone explain it to me like I'm five, please?

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@Joleybear  I believe this poster meant that they were carrying a 0% interest balance transfer. So, they owed $3,000, at 0% interest, against a credit line of $16,500.00. 

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Ah. That makes way more sense to me. Thank you for the clarification!

[KeithW]

They cut mine today. My wife and I buy new Ford's every 3-4 years and since we try to stagger them, we end up buying a vehicle about every 2 years. We got a Ford Rewards Visa by FNBO for the points and we always max our card out by putting a down payment on it when we buy a new vehicle. Then we pay it off over the coming months. We had a $6,000 CL, but as of today they dropped it down to $2,100 and my balance is $2,000.

The second I got the message I jumped online and paid off the remaining balance. Synchrony has does this to me in the past. Some banks seem to do this and some don't. The ones that do have left a bad taste in my mouth and I don't want them getting another cent from me.

[Doodlebug30]

i saw the request for locations and I'm in RI. Oddly enough FNBO sent me an offer for one of their other cards. 🤔 That went into the circular file. 

[BuckyB]

Guess I should be happy they started me out and have kept me at a $1000 CL on the Getaway card. Can't really slash that by much LOL. I rarely use it.