Not really an approval per se, but FNBO secured Visa graduated as of 6/5. Got the check today. No CLI. They removed the annual fee though. Opened 9/2014. Went from the 580's to (now) 630's.
This is awesome. I could actually use this $1000 right now. 
Oh and no HP as far as I can see.
Charged anywhere from 20-50% of the $1000 limit every month. Always PIF.
Congrats!!
Starting Scores 2/13/15: EQ 635 EX 674 TU 684 ////7/16/15 Scores: EQ 661 EX 669 TU 703 //// 2/15/16 Scores EQ 652 EX 647 TU 756 //// 3/24/16 Scores: EQ 661 EX 649 TU 773 //// EQ 670 EX 653 TU 768 (EQ And EX still tainted)
Thanks everyone! I was really surprised. My credit isn't ... horrible, but mediorce at best. I was going to give it 18 months before I called and asked.
I've heard FNBO is picky so hence my surpirse. In the grand scheme of things, it isn't a great card (20.99%, no rewards, no AF), but ... there are certainly worse cards out there, especially for someone in the 630's.
Their customer service is on-shore (indeed when you call, they say, "I'm Mike in Omaha, Nebraska"). I actually called to make sure the check was legit. . Couldn't belive it. Hopefully WF is next.
Always a great feeling to get that deposit back. Well done and congrats!
Nice! Congrats
@redheadtempe36 wrote:Thanks everyone! I was really surprised. My credit isn't ... horrible, but mediorce at best. I was going to give it 18 months before I called and asked.
I've heard FNBO is picky so hence my surpirse. In the grand scheme of things, it isn't a great card (20.99%, no rewards, no AF), but ... there are certainly worse cards out there, especially for someone in the 630's.
Their customer service is on-shore (indeed when you call, they say, "I'm Mike in Omaha, Nebraska"). I actually called to make sure the check was legit.
If it's a challenge you're after, I'd try to get that WF secured card graduated. 
I had one for two years they wouldn't unsecure.