@Anonymous wrote:Yes! I called today to see if I could unsecure and they informed me that I have been unsecure since Feb. Never got the check for some reason, but they're resending it.
Congrats!!!
I like your "blackhawk" discover card.
how do I get something like that?
WF graduates 12/21/2015 bi***es!!!!!
Sorry, little bit excited. Got the letter today! Opened 2/2015, graduates 12/2015. Put up $500. Pretty much maxed out every month, but paid down to less than 5% before the statement cut (usually $0).
They "upgraded" it to their 1% cash back/$0 AF card. Not great, but not horrible. No mention of a CLI (and I'm not expecting one). Woo hoo! This is the last of my secured cards!
Current FICO (from FBNO Experian) is 633. Around 25% utiilzation.
I really have to say that if you treat these banks "right", they will do the "right" thing. It just takes a while.
@DeeBee78 wrote:
@redheadtempe36 wrote:Thanks everyone! I was really surprised. My credit isn't ... horrible, but mediorce at best. I was going to give it 18 months before I called and asked.
I've heard FNBO is picky so hence my surpirse. In the grand scheme of things, it isn't a great card (20.99%, no rewards, no AF), but ... there are certainly worse cards out there, especially for someone in the 630's.
Their customer service is on-shore (indeed when you call, they say, "I'm Mike in Omaha, Nebraska"). I actually called to make sure the check was legit.
. Couldn't belive it. Hopefully WF is next.
If it's a challenge you're after, I'd try to get that WF secured card graduated.
I had one for two years they wouldn't unsecure.
