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FNBO Question

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CardHunter
Established Contributor

FNBO Question

I recevied a email from FNBO today stating I have not used my Evergreen credit card in the past 30 days and it only takes 1 purchase to keep my card active. Is this normal for FNBO? LOL. They did just give me a $5,000 SP CLI last month so im not bad mouthing them by any means, I was just wondering if this was normal for FNBO or maybe this is starting to become the normal. TIA.

Message 1 of 9
8 REPLIES 8
Jnbmom
Credit Mentor

Re: FNBO Question


@CardHunter wrote:

I recevied a email from FNBO today stating I have not used my Evergreen credit card in the past 30 days and it only takes 1 purchase to keep my card active. Is this normal for FNBO? LOL. They did just give me a $5,000 SP CLI last month so im not bad mouthing them by any means, I was just wondering if this was normal for FNBO or maybe this is starting to becomethe normal. TIA.


When the last time you used the card ? 30 days seems rather odd.

EXP 780 EQ 796 TU 810
Message 2 of 9
zerofire
Valued Contributor

Re: FNBO Question

First National Bank of Omaha is known for waiting way longer than 30 days before they send a letter to remind you to use your card. Something is missing from the story although a recent CLi might be reason enough that they want to see appreciation.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Unlimited Cash Rewards WMC, Customized Cash Rewards WMC, Customized Cash Rewards VSC), Capital One Savor WEMC, Chase (Amazon Prime VSC, Freedom Flex WEMC [x2], Freedom Unlimited VC), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC(Suspended), Discover It C, FNBO Ducks Unlimited VSC, GBank VSC, PenFed (Platinum Rewards VSC, Pathfinder Rewards VSC), Santander Ultimate Cash Back WMC, Synchrony PayPal Cashback WMC, UMB Simply Rewards VC[Milford Federal], US Bank (Cash+ VSC [x2], Pick n Save/Metro Market WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 3 of 9
CardHunter
Established Contributor

Re: FNBO Question


@Jnbmom wrote:

@CardHunter wrote:

I recevied a email from FNBO today stating I have not used my Evergreen credit card in the past 30 days and it only takes 1 purchase to keep my card active. Is this normal for FNBO? LOL. They did just give me a $5,000 SP CLI last month so im not bad mouthing them by any means, I was just wondering if this was normal for FNBO or maybe this is starting to becomethe normal. TIA.


When the last time you used the card ? 30 days seems rather odd.


July 20th. was the last transaction.

Message 4 of 9
Hoben02
Frequent Contributor

Re: FNBO Question

I received that email after letting the card sit for six months be happy they let you know

Chase (CSP,CF,CFU,southwest premier)
Barclay(jetblue, arrival)
Bofa(US pride, premium, travel, cash, Suzy komen)
Citi(Premier, Double cash, Costco)
Fnbo(Mlife)
Amex(everyday, cash, Hilton)
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Caesars rewards
Sofi
Gemini
Cap One Savor One
Message 5 of 9
CardHunter
Established Contributor

Re: FNBO Question


@zerofire wrote:

First National Bank of Omaha is known for waiting way longer than 30 days before they send a letter to remind you to use your card. Something is missing from the story although a recent CLi might be reason enough that they want to see appreciation.


Im thinking the CLI is a good point. I've been wearing my Amex and BCU cards out, mixed in with a little Penfed. So admittedly, I kind of pushed FNBO to the side for a bit I guess you can say. I just put a couple of hundred dollars on it and will use it for a few days and hope I will be back in good graces with FNBO.

Message 6 of 9
Jnbmom
Credit Mentor

Re: FNBO Question


@Hoben02 wrote:

I received that email after letting the card sit for six months be happy they let you know


Yes. I have gotten those but 30 days seem very weird lol

EXP 780 EQ 796 TU 810
Message 7 of 9
FeeBear
Regular Contributor

Re: FNBO Question

Funny enough I got the same exact email. I had not used my card for around 6 months and they nudged me..

 

Fee

Message 8 of 9
coldfusion
Community Leader
Mega Contributor

Re: FNBO Question

I get a nag email if I haven't used the card in 3 months.

A $1.37 (used to be $1.07 until a few months ago, wah) large iced coffee from Cumbys seems to make them happy.

(5/2025)
FICO 8 (EX) 850 (TU) 850 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 9 of 9
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