@CreditMagic7 wrote:Well you'll get opinions otherwise to the contrary but they can be sticklers depending on what day it is LoL The positive side of it is if you do get in with them it's widely reported they are generous with CLI's in somewhat short order. I just am sharing my experience this summer and i don't intent to waste another HP on them anymore without a bonified invitation because it's far more productive and less chancie to approach the Big Primes from my experience after being turned down for just a Store Card Visa by them.
Hah
And they call some of us applicants Risky.
They are very generous with CLI's .. every 4 months in the dot and all SP if you call in. I started with a $3,800 initial CL to $16.3k in about a year.
@Anonymous wrote:
@daybreakgonesXe wrote:themanwhocan typically does a good review on it, but if you would like an FNBO card, the New York Life Rewards Visa is a good deal:
https://www.firstbankcard.com/newyorklife/001/personal.fhtml
If you get approved for the Visa Siggy, it's unlimited 1.5% back. However if you get approved for the Platinum Visa, it's only a vanilla 1%. The card also offers a free EX FICO.
Card looks nice as well, would love to know who they pull but I guess I could call and get that info.
Call and find out! I dare you!!
I got a preapproval in the mail, but went on an app spree afterwards. Wonder if they'd still like me 
@wacdenney wrote:
@Anonymous wrote:
@daybreakgonesXe wrote:themanwhocan typically does a good review on it, but if you would like an FNBO card, the New York Life Rewards Visa is a good deal:
https://www.firstbankcard.com/newyorklife/001/personal.fhtml
If you get approved for the Visa Siggy, it's unlimited 1.5% back. However if you get approved for the Platinum Visa, it's only a vanilla 1%. The card also offers a free EX FICO.
Card looks nice as well, would love to know who they pull but I guess I could call and get that info.
Call and find out! I dare you!!
Just called and the lady said they pull Equifax which is tempting me because my score just gained about 30 points to 776. Hmmm....
@Anonymous wrote:
@wacdenney wrote:
@Anonymous wrote:
@daybreakgonesXe wrote:themanwhocan typically does a good review on it, but if you would like an FNBO card, the New York Life Rewards Visa is a good deal:
https://www.firstbankcard.com/newyorklife/001/personal.fhtml
If you get approved for the Visa Siggy, it's unlimited 1.5% back. However if you get approved for the Platinum Visa, it's only a vanilla 1%. The card also offers a free EX FICO.
Card looks nice as well, would love to know who they pull but I guess I could call and get that info.
Call and find out! I dare you!!
Just called and the lady said they pull Equifax which is tempting me because my score just gained about 30 points to 776. Hmmm....
Do you have a lot of new accts or inq on your EQ? They can be sensitive, but if I managed to get over that issue, pretty much anybody can.
@B335is wrote:
@Anonymous wrote:
@wacdenney wrote:
@Anonymous wrote:
@daybreakgonesXe wrote:themanwhocan typically does a good review on it, but if you would like an FNBO card, the New York Life Rewards Visa is a good deal:
https://www.firstbankcard.com/newyorklife/001/personal.fhtml
If you get approved for the Visa Siggy, it's unlimited 1.5% back. However if you get approved for the Platinum Visa, it's only a vanilla 1%. The card also offers a free EX FICO.
Card looks nice as well, would love to know who they pull but I guess I could call and get that info.
Call and find out! I dare you!!
Just called and the lady said they pull Equifax which is tempting me because my score just gained about 30 points to 776. Hmmm....
Do you have a lot of new accts or inq on your EQ? They can be sensitive, but if I managed to get over that issue, pretty much anybody can.
I do, I have about 6-7 new inquiries. I also mentioned that i've had a savings account with FNBO DIrect and she said that can help approval chances as well.