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Figured WTH and app'd for NavChek

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j_casteel
Valued Contributor

Re: Figured WTH and app'd for NavChek


@09Lexie wrote:
Almost like they were saying,' what took you so long to ask?' Lol

haha...i know!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 11 of 33
Rhaeny
Valued Contributor

Re: Figured WTH and app'd for NavChek

Wow!! That is just awesome!  Congrats!!!!!!!

 

Did you put in $15k for the request or did they just offer it to you?   Mine wasn't instant but I only put in $3k Smiley Sad

 

And since they did that instantly, did you think of requesting a CLI on your CC too?  Not trying to entice you but with that instant approval something is probably waiting for you on the CC.

Cap1 Quicksilver 11.5K | Chase Amazon Visa 10K | Citizens Bank MC 8K | Citibank MC 5.2K | Home Depot 5K | Bank of America Visa 4.5K | Best Egg Visa 3.8K | Dell 3.5K |Ally MC 2.9K | Apple 2.25K | Merrick Visa 2.3K | Amazon Store (SYNC) 1.8K



Fico Score 8: Equifax 725 | Transunion 742 | Experian 734
Message 12 of 33
j_casteel
Valued Contributor

Re: Figured WTH and app'd for NavChek


@Rhaeny wrote:

Wow!! That is just awesome!  Congrats!!!!!!!

 

Did you put in $15k for the request or did they just offer it to you?   Mine wasn't instant but I only put in $3k Smiley Sad

 

And since they did that instantly, did you think of requesting a CLI on your CC too?  Not trying to entice you but with that instant approval something is probably waiting for you on the CC.


Yeah, just entered in $15k. Figured they would counter if anything. I just got a SP CLI on my card of $2k, but thinking about apping for the Platinum MC now...not sure.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 13 of 33
improvingmycredit
Valued Contributor

Re: Figured WTH and app'd for NavChek

Super Congrats!!!!
Do you know who they pulled for the Nav Check? Was it EQ or TU? Thanks!

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 14 of 33
youngandcreditwrthy
Senior Contributor

Re: Figured WTH and app'd for NavChek

Congrats!!! Jealllouuuuss!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 33
j_casteel
Valued Contributor

Re: Figured WTH and app'd for NavChek


@improvingmycredit wrote:
Super Congrats!!!!
Do you know who they pulled for the Nav Check? Was it EQ or TU? Thanks!

haven't gotten an alert yet, but i'm 97% sure it was EQ. They seem to really like pulling EQ, but slim chance of TU.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 16 of 33
Anonymous
Not applicable

Re: Figured WTH and app'd for NavChek

congrats

 

Message 17 of 33
j_casteel
Valued Contributor

Re: Figured WTH and app'd for NavChek


@Anonymous wrote:

congrats

 


thanks......i did it due to your NavChek thread!

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 18 of 33
Anonymous
Not applicable

Re: Figured WTH and app'd for NavChek

So what is exsposure to NFCU nowdays?

Message 19 of 33
webhopper
Moderator Emeritus

Re: Figured WTH and app'd for NavChek

Thats awesome congrats!

 

Be sure to ask for an APR reduction in 6 months... they reduced my APR on my cash Rewards cards

FICO 8:
Goal: Gardening!
Message 20 of 33
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