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Final Save FAIL!!!!!!!!!!!!!

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Aleecat
New Contributor

Final Save FAIL!!!!!!!!!!!!!

Just got the nerve to call in and canel my Creditone....  

Rep said : Why you want to leave?

I replied: Too many fees for everything

(Crickets and silence) Then.............

Well The rep at an attempt at a final save "Well how about we decrease your intrest rate from 23.9 to 18%.

I replied , NOTHANKYOU.

My reply:  okay.

 

Dang that was pretty quick in my head, Took less than 2 minutes.  I don;t regret it because obviously I was of no value to them when I start quiestioning thier fees. Thank goodness yall put some credit sense into my head. ! 

Message 1 of 11
10 REPLIES 10
coldnmn
Mega Contributor

Re: Final Save FAIL!!!!!!!!!!!!!

Congrats!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 11
Burned2manybridgesB4
Valued Contributor

Re: Final Save FAIL!!!!!!!!!!!!!

Make sure to monitor that account, until it's officially closed on your reports, so they don't slip in any "missed balances," causing you headache down the road.

Message 3 of 11
yudeology101
Senior Contributor

Re: Final Save FAIL!!!!!!!!!!!!!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 4 of 11
Burned2manybridgesB4
Valued Contributor

Re: Final Save FAIL!!!!!!!!!!!!!


@yudeology101 wrote:


Now that damn song is gonna be in my head all day....Smiley Frustrated

Message 5 of 11
Aleecat
New Contributor

Re: Final Save FAIL!!!!!!!!!!!!!


@Burned2manybridgesB4 wrote:

Make sure to monitor that account, until it's officially closed on your reports, so they don't slip in any "missed balances," causing you headache down the road.


Thanks I will keep an eye especially since the annual fee is due next month. I dont want them trying no foolishness

Message 6 of 11
Aleecat
New Contributor

Re: Final Save FAIL!!!!!!!!!!!!!


@yudeology101 wrote:


OMG I LOVVVVVVE THIS !!!!!!!!!!! Cat Very HappyCat LOLCat TongueCat Happy

Message 7 of 11
gdale6
Moderator Emeritus

Re: Final Save FAIL!!!!!!!!!!!!!

Grats on the closure Smiley Happy

Message 8 of 11
Aleecat
New Contributor

Re: Final Save FAIL!!!!!!!!!!!!!


@gdale6 wrote:

Grats on the closure Smiley Happy


Thanks !

Message 9 of 11
Anonymous
Not applicable

Re: Final Save FAIL!!!!!!!!!!!!!

Congrats!  I will be closing mine before the end of April!

Message 10 of 11
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