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Final by First Bank

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DaJagman
Regular Contributor

Final by First Bank

unnamed (2).pngDid anyone else get this email to apply as a VIP?

FICOs: EX: 840, EQ: 850, TU: 841
Bank of America Cash Rewards 50k
Diners Club Premier 40k
Chase Sapphire Reserve 50k
American Express Platinum NPSL
Discover it 47K
Message 1 of 23
22 REPLIES 22
Anonymous
Not applicable

Re: Final by First Bank


@DaJagman wrote:

unnamed (2).pngDid anyone else get this email to apply as a VIP?


That's a pretty awesome looking card. 

Message 2 of 23
Anonymous
Not applicable

Re: Final by First Bank

getfinal.com?

 

a CC that generates disposable CC #'s after each purchase? seems pretty useless. But hey...

Message 3 of 23
Anonymous
Not applicable

Re: Final by First Bank

Thanks for the share!

Message 4 of 23
Anonymous
Not applicable

Re: Final by First Bank


@Anonymous wrote:

getfinal.com?

 

a CC that generates disposable CC #'s after each purchase? seems pretty useless. But hey...


You do understand that a magnetic stripe transaction uses static information, correct? 

 

Just like the new chips on these cards when inserted at a terminal, this card generates a new CC# or "token" every time the card is used to help prevent cloning. Grandma's credit card gets skimmed because of the static, permanent data stolen from a card when it's swiped or used online. 

Message 5 of 23
heyryan
Frequent Contributor

Re: Final by First Bank

I received an email telling me I'd be receiving my invite code to apply in a couple of hours. Not many details other than that though...

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

Message 6 of 23
mattmyFIC0
Established Contributor

Re: Final by First Bank

I just got my VIP code to apply. Not sure who they pull and I'm all frozen so I hope to hear back from them in regards to which CRA they use. If I do I'll report back.

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 7 of 23
heyryan
Frequent Contributor

Re: Final by First Bank

I'm skipping this one. 18% APR and crappy cash back, no Android app yet, etc. The only interesting selling point are the disposable card #s, but not worth another inquiry and new account.

Personal:
AmEx Gold NPSL

Business:

Credit Unions:

Banks:



(TU Split File - FIXED!)

Message 8 of 23
mattmyFIC0
Established Contributor

Re: Final by First Bank

Ugh..... Another EX puller apparently. 

 

The card is interesting but my EX is pretty beat up right now.

 

Anyone have any experience with First Bank & Trust?

Scores 01/04/2017: EQ 719, TU 750, EX 716
Goal scores: 740 across the board
Message 9 of 23
Anonymous
Not applicable

Re: Final by First Bank

did you ever sign up?

Message 10 of 23
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