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Finally Target increase

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AMJ50
Contributor

Finally Target increase

I have had my Target cc since 12/20, messily $300 limit. I tried updating my income monthly, didn't work, used the card hundreds every month, no increase. So I stopped using te the card in Jan. Received a notice this month to use the card or it will be closed? Quickly charged about $27 and paid the balance off the next day. Opened up account today saw messily $150 cli to $450? What gives? This card is worse than Cap 1with the clis , I guess it's better than nothing. 

Message 1 of 11
10 REPLIES 10
JoeRockhead
Community Leader
Super Contributor

Re: Finally Target increase

I can understand your disappointment but a win is a win after all, congratulations on your CLI. 

Message 2 of 11
Creditwiser
Valued Contributor

Re: Finally Target increase

Congrats on your CLI !   

NFCU Visa 43k | NFCU Platinum 37k | Cap1 QS 14.5K | Cap1 QS 12.5K | Barclay MC 25k | Delta Gold Amex 40K | Discover IT 22K | CFNA FS 3600 | CareCredit 20k| PayPal Credit 10k |
Message 3 of 11
Priory_Man
Valued Contributor

Re: Finally Target increase

It's not a lot, but it's something. Congrats on the increase






"Total revolving credit $300,000 Current UTIL <1%"
Message 4 of 11
Aspireto850
Established Contributor

Re: Finally Target increase

You should play the lottery with this level of luck!!!

 

You're right, they are the worse with CLIs.









Message 5 of 11
northway
Frequent Contributor

Re: Finally Target increase

Congrats, but consider yourself lucky. I haven't gotten a CLI in over a decade.

Personal Cards:
Message 6 of 11
NoMoreE46
Community Leader
Senior Contributor

Re: Finally Target increase

While it is a 50% increase, in terms of real life usage, it is small.


OP: I am requesting that this thread be moved to Approvals.

 

Message 7 of 11
Alex311
Valued Member

Re: Finally Target increase


@AMJ50 wrote:

I have had my Target cc since 12/20, messily $300 limit. I tried updating my income monthly, didn't work, used the card hundreds every month, no increase. So I stopped using te the card in Jan. Received a notice this month to use the card or it will be closed? Quickly charged about $27 and paid the balance off the next day. Opened up account today saw messily $150 cli to $450? What gives? This card is worse than Cap 1with the clis , I guess it's better than nothing. 



I came here to post the same thing. I've been at $300 since I opened the card in 2021 and received an increase of $150 to $450 today...My scores are all in the low to mid 7's and because of the low limit I don't really use the card. I'm really considering closing it all together after I close on my house.....

Message 8 of 11
texasman07
Established Contributor

Re: Finally Target increase

I had the same issue with a regular target card 2k limit. I didn't charge for 6 months and they decreased to 1k. I closed it. Waited 9 months and applied again and got a 5 k Mastercard . 

Message 9 of 11
NoMoreE46
Community Leader
Senior Contributor

Re: Finally Target increase

Thanks for this excellent DP @texasman07 .

 

Message 10 of 11
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