No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Do I need to use the card before it will report?
Mine reported about a week after I opened it, before I used the card.
They are really good at reporting fast. I will always be thankfull to Fingerhut and Credit one for giving me my first reporting credit. 1 year later and I have over 100k in cards.
Awesome! Ok Thank you both
Fingerhut did report pretty quickly for me too. I also received an automatic increase with them within 3 months. However, I've been stuck at $800 for a long time now. The only reason I won't close the account is because when I had no credit, they gave me a chance when no other company would.
I am very grateful to them also. I only use them now for their partnership with Teleflora so I can easily send flowers around the country but they have been good to me.
Super old topic, but I just learned that in order for this card to report, you must carry a balance of some sort. However, they do give pretty regular CLIs for using it and paying it off in a timely fashion. I typically buy a towel or something incredibly cheap and then pay it right off the next cycle. Just need them to report my available credit!