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Fingerhut

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kuku4koco
Frequent Contributor

Fingerhut

Do I need to use the card before it will report?



EQ: 731 TU: 705 EX: 715

Cap1 QS: 9k USBank: 7k Amex BCE: 14.1k BoA: 8k Discover: 4.4k CareCredit: 12k *Various Store Cards: 18.7k
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Fingerhut

Mine reported about a week after I opened it, before I used the card.

Message 2 of 7
sobeone1
Regular Contributor

Re: Fingerhut

They are really good at reporting fast. I will always be thankfull to Fingerhut and Credit one for giving me my first reporting credit. 1 year later and I have over 100k in cards.

credit karma has my scores at T.U 637 Equifax 668 but all of my Major cards have my score between 710-730 fico AAoA 7months with 16 inquires T.U & Eq 12 inquires.

Fingerhut $1200 my first credit. Discover it 4.5k, Paypal extras 7.8k, Barclays 2.2k, Walmart 6k, Lowes 25k, Amazon 6.5k Cap1 Q.S 4k, Venture 10k, Voice 10k, Chase freedom 2k Slate 3.5k, 5th 3rd 10k, overstock2.9k, Kingsize 1k. Nasa 20k, NFCU 14k, loc 10k, BBVA 14k, Amex ED 10k, income 76k (I put them in order of receiving them)
Message 3 of 7
kuku4koco
Frequent Contributor

Re: Fingerhut

Awesome! Ok Thank you both Smiley Happy



EQ: 731 TU: 705 EX: 715

Cap1 QS: 9k USBank: 7k Amex BCE: 14.1k BoA: 8k Discover: 4.4k CareCredit: 12k *Various Store Cards: 18.7k
Message 4 of 7
DeadlyPersona
Frequent Contributor

Re: Fingerhut

Fingerhut did report pretty quickly for me too.  I also received an automatic increase with them within 3 months.  However, I've been stuck at $800 for a long time now.  The only reason I won't close the account is because when I had no credit, they gave me a chance when no other company would.

Message 5 of 7
Anonymous
Not applicable

Re: Fingerhut

I   am very grateful to them also.  I only use them now for their partnership with Teleflora so I can easily send flowers around the country but they have been good to me.

Message 6 of 7
Anonymous
Not applicable

Re: Fingerhut

Super old topic, but I just learned that in order for this card to report, you must carry a balance of some sort. However, they do give pretty regular CLIs for using it and paying it off in a timely fashion. I typically buy a towel or something incredibly cheap and then pay it right off the next cycle. Just need them to report my available credit! 

Message 7 of 7
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