I got a pre-approval mailing from First Premier Bank offering a $700 limit at 36% APR with a $79 AF and $8 monthly charge, meaning I would start with a $613 credit line.
Let's see. I just got a Discover It with a $3,000 limit and 0% APR until March 2018. I also just got a $100 CLI on my Cap One Platinum (it's only been 90 days, so it went from $500 to $600). I also have a CreditOne with a $400 limit, but it's 19.99% APR and only the $45 AF (no nickel and dime stuff like I've heard). I'm in the garden until at least June of 2018. I would like to think I could get at least $700 in CLI between the three cards in that time (not to mention make up the $400 I will lose when I ditch the CreditOne in January of 2018. I'm keeping it for AAoA purposes.).
First Premier Bank pre-approval - I would rather be pre-rejected for a real card. Any takers for this one?
No credit news is good credit news!
@bizarrocreditworld wrote:I got a pre-approval mailing from First Premier Bank offering a $700 limit at 36% APR with a $79 AF and $8 monthly charge, meaning I would start with a $613 credit line.
Let's see. I just got a Discover It with a $3,000 limit and 0% APR until March 2018. I also just got a $100 CLI on my Cap One Platinum (it's only been 90 days, so it went from $500 to $600). I also have a CreditOne with a $400 limit, but it's 19.99% APR and only the $45 AF (no nickel and dime stuff like I've heard). I'm in the garden until at least June of 2018. I would like to think I could get at least $700 in CLI between the three cards in that time (not to mention make up the $400 I will lose when I ditch the CreditOne in January of 2018. I'm keeping it for AAoA purposes.).
First Premier Bank pre-approval - I would rather be pre-rejected for a real card. Any takers for this one?
I got the same mailer today! I wonder what First Premier would say if I call them and ask them if they can match my BofA $40,000 limit CashRewards.
Gardening until September 2025
An APR OF 36% , Where do i sign? I could take that to Synchrony and Comenity and see whos willing to match?
Lol, stay true with your Disco and Cap One, in a year youll have the puck of the litter
Lol, stay true with your Disco and Cap One, in a year youll have the puck of the litter
Pick , ahhh whos smarter , my phone or First Premier? 
@AverageJoesCredit wrote:
Pick , ahhh whos smarter , my phone or First Premier?
Don't you mean FIRST NATIONAL BANK OF MARIN? Hahaha