Flight cancellation coverage by CC

[iced]

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@xenon3030 wrote:

My concern is cancellation coverage on multiple flights instead of a round-trip. If a city would not be a major hub, arranging long distance flights with reasonable lay-over and cost can be difficult. Therefore, instead of booking a round-trip, it might be better going for muliple separated flights. In such cases, if due to weather one of the early flights would be cancelled, the airline would cover only the cancelled flight and the entire of the trip would be in jeopardy. I think, for this specific senario, having a travel insurance coverage by the CC would be helpful (assuming they cover the cancellation of the rest of the flights due to the cancellation of an early flight).

What are the recommendations to have travel coverages, if the city is not a major hub?

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Are these flights on the same airline or different airlines? The scenario I'm seeing come to mind in your post would be similar to one I am doing (generic example below):

1. Book a R/T ticket from XXX-YYY on the dates of Jan 1 returning Jan 10

2. Book a R/T ticket from YYY-ZZZ on the dates of Jan 3 returning Jan 8

You are worried if the XXX-YYY flight is delayed by weather to the point that you miss your YYY-ZZZ flight, yes? This is covered as an "expense" with several premium travel cards (the CSR covers this up to $10,000). The second flight is treated as if it were a cruise, tour, or some other pre-planned event you could not make due to the delay.

If both flights are on the same airline, it should be a non-issue as the airline should be able to rebook the YYY-ZZZ for free since they know exactly why you were unable to make the flight.

[xenon3030]

Let's consider the following detailed senario. I want to book a flight from the AA city, not a major hub, on Jan 1 to go to the CC destination and I want to come back on Jan 10. CC and DD are major hubs. The BB-CC and CC-DD flights can also include connecting flights.

Jan 1: AA-BB and then, BB-CC.

Jan 10: CC-DD, and then, DD-AA.

For such travels, a multi-city booking can be used via e.g. Kayak and also, using multiple airlines (e.g. due to long distance international flights). If AA-BB would be cancelled, I cannot reach BB-CC and I need a reimbursement for that. Any ideas on the way to have travel insurance coverage on such complicated flights? Is it needed to buy 4 travel insurances or just one?

[iced]

That should be covered by card insurance. You’re insured by the virtue of buying the tickets with the card the insurance is on, so you’re not buying any insurance per se. The trick in your case is that it may all be seen as a single large trip, and cards usually have a limit on how much they’ll reimburse for one trip, so if you have several expensive tickets and prepaid hotels in this trip you might hit that cap.