Furious... Cap1...

[Anonymous]

I don't understand why you're furious.  It seems like a reasonable request that should have been done before.  If I were close enough with someone to put them as a credit card user on my card, I'd  ask for the info.  I read once that there was an issue with someone using a personal card as a business card.  It sounds like what you're doing.  Maybe that's what they have figured out.  

[Charmante]

No. I put their SS # and DOB on. I just do not have a Copy of their SS CARD or DL.

But I'm beginning to feel pleased with this ordeal. I think I could find a much better lender!

I just joined BECU.

[Anonymous]

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@Charmante wrote:

No it's personal. However that was the reason I added the 5 users. They are my 5 most necessary employees. My assistant, GC, real estate agent, etc. I didn't want a HP to open a business card when I had an idle card laying around... So I designated it toward them using it for fuel, meals, expenses, etc...

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This is exactly the situation that business cards are designed for - adding employees. 

I'd suggest looking into a business card. Some lenders, like AMEX, even allow individual employee controls that may be helpful. Be prepared though, the employees will still need to provide SSN. Heck, I even had to provide one for a corporate card I'm a user on. 

[Anonymous]

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@Charmante wrote:

No it's personal. However that was the reason I added the 5 users. They are my 5 most necessary employees. My assistant, GC, real estate agent, etc. I didn't want a HP to open a business card when I had an idle card laying around... So I designated it toward them using it for fuel, meals, expenses, etc...

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To Capital One, it probably look like you sold your 5 AU slots to 5 random people. A business card is much better for that purpose. A HP is barely anything unless you have a thin file. 

[M_Smart007]

My bookkeeper told me in 1996, if you ever use your personal card for Bus.

You can find another bookkeeper. Thus I started separate Bus. Credit.

Wow .. where has 24 years gone

[Charmante]

Individual user controls such as what? You're right. I've been stalking AMEX lately anyway... It is very appealing.

They Pre-Qualified me, too!

[Anonymous]

All because of a hard pull.

[Charmante]

Lol! Your bookkeeper was a wise man! Lesson learned for sure...

[Anonymous]

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@Charmante wrote:

Individual user controls such as what? You're right. I've been stalking AMEX lately anyway... It is very appealing.

They Pre-Qualified me, too!

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You can assign them a spend limit or even limit the merchant types they can use the card at. 

[Andypanda]

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@Charmante wrote:

No it's personal. However that was the reason I added the 5 users. They are my 5 most necessary employees. My assistant, GC, real estate agent, etc. I didn't want a HP to open a business card when I had an idle card laying around... So I designated it toward them using it for fuel, meals, expenses, etc...

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Do you any amex cards? If so you can get an amex buisness card without a hp.