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Future limits?

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afbar1114
Valued Contributor
‎01-19-2013 10:27 AM
‎01-19-2013 10:27 AM

Future limits?

Since I got my highest limit ever. Will I be getting better limits in the future? I am asking because I would like to replace my boa card with a csp. I plan on starting to travel a lot now. So anythoughts?
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 1 of 33
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32 REPLIES 32
aplast
Regular Contributor
‎01-19-2013 10:30 AM
‎01-19-2013 10:30 AM

Re: Future limits?

@afbar1114 wrote:
Since I got my highest limit ever. Will I be getting better limits in the future? I am asking because I would like to replace my boa card with a csp. I plan on starting to travel a lot now. So anythoughts?

assuming you take care of your credit and ask for clis every 6 months. hopefully SP. yeah you should continue to grow!

Message 2 of 33
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webhopper
Moderator Emeritus
‎01-19-2013 10:30 AM
‎01-19-2013 10:30 AM

Re: Future limits?

Why not ask boa to upgrade your 123 to travel rewards and your new card will have chip and pin.
FICO 8:
Goal: Gardening!
Message 3 of 33
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afbar1114
Valued Contributor
‎01-19-2013 10:31 AM
‎01-19-2013 10:31 AM

Re: Future limits?

I was shocked when I got my united visa siggy card. I still my want a csp since it has no foreign fees
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 4 of 33
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Anonymous
Not applicable
‎01-19-2013 10:38 AM
‎01-19-2013 10:38 AM

Re: Future limits?

I want my Freedom upgraded to Signature but don't believe it'll happen anytime soon. Smiley Sad

Message 5 of 33
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afbar1114
Valued Contributor
‎01-19-2013 11:17 AM
‎01-19-2013 11:17 AM

Re: Future limits?

I didn't think I was gonna get the united card but I got it in the visa signature card
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 6 of 33
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afbar1114
Valued Contributor
‎01-19-2013 11:21 AM
‎01-19-2013 11:21 AM

Re: Future limits?

I can do that but I am thinking about totally going to chase for most cards because they treat me well and I want a metal card

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 7 of 33
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jsickz32
Valued Contributor
‎01-19-2013 11:55 AM
‎01-19-2013 11:55 AM

Re: Future limits?

How long have you had your card with your biggest cl?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 33
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afbar1114
Valued Contributor
‎01-19-2013 01:02 PM
‎01-19-2013 01:02 PM

Re: Future limits?

Well before this one my biggest limit on a visa was $2500.. And I had for no more then dix months at that limit. Now my biggest limit is $5000
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 9 of 33
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creditnocash
Valued Contributor
‎01-19-2013 01:50 PM
‎01-19-2013 01:50 PM

Re: Future limits?

afbar how many inq's do you have now under a year old? 

 

i have a freedom that they auto cli for me. 

when i applied for the card i had no major credit cards so yeah. they gave me a 500 limit even though i had store cards at 2.5k and 3.5k 

now i have a 5k (major) as well. and the auto cli put me at 1k

 

maybe when my aaoa goes up ill ask to cli high enough for the siggy. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 10 of 33
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