GE statements

[kroberts67]

So I have a Penneys card with $150 CL.  Never had a CL granted because I never used it because of the CL, that vicious cycle.  So, I used it and PIF a week later so it wouldn't report a balance.  I'm counting statements to know when I can request a CLI, but still no statements have generated.  

My question is do you have to report a balance to have a statement generate?

[Anonymous]

I've got quite a few GE cards (as well as the JCP card that you've got, too) and this is my experience:

If you don't have a balance, NO statement will be generated.

For example, I've had my JCP card since February of this year - since that time (5 months), I've had only 2 statements. When I had a balance, a statement was generated. When I used the card but paid the balance off before a statement was due to cut, no statement ended up being generated.

HOWEVER, I did receive a CLI the fourth month of having the store card - and I did and currently still use the card every month.

Hope this info helps...

[missjae]

Statements won't generate when you're not carrying a balance, but instead PIF.  I've used my Lowe's card 6x max since 2011.  I PIF'd each time before the statement cut except for once.  Even so, I wanted a CLI and when I tried online, I had no luck.  However, called the backdoor number, told them I'd like $2,500 and after verifying info, they approved the increase.  GE is pretty generous, and now it seems like I don't have to use the card much to increase the limit either.  Should have had them check all of my accounts lol.

Anyhow, try calling and ask them for an increase....

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@kroberts67 wrote:

So I have a Penneys card with $150 CL.  Never had a CL granted because I never used it because of the CL, that vicious cycle.  So, I used it and PIF a week later so it wouldn't report a balance.  I'm counting statements to know when I can request a CLI, but still no statements have generated.  

My question is do you have to report a balance to have a statement generate?

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[navigatethis12]

I have two of their cards (Amazon and Dillards American Express) and as long as there is some activity (payment, purchase, refund, or others) a statement will be generated.

[09Lexie]

It's funny, my JCP generates statements without usage but my DH's Walmart will not.

[daybreakgonesXe]

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@09Lexie wrote:
It's funny, my JCP generates statements without usage but my DH's Walmart will not.

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Yeah, there's times I have a statement credit (negative balances) when the statement cuts, and I receive statements too...

Then again, that card is always used every month, so I'm sure they have to send statements to show your purchases/returns during a particular billing period.

[kroberts67]

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@daybreakgonesXe wrote:

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@09Lexie wrote:
It's funny, my JCP generates statements without usage but my DH's Walmart will not.

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Yeah, there's times I have a statement credit (negative balances) when the statement cuts, and I receive statements too...

Then again, that card is always used every month, so I'm sure they have to send statements to show your purchases/returns during a particular billing period.

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One would think!  I would think that any transaction during the month would be reason to generate a statement whether there's a bal or not.  It's funny how all the GE stores operated CL's so differently.  My J Crew card luv button worked BEFORE the first statement & right after the 1st cut - yes twice!  Went from 300 to 500 to 700 before 2nd statement and I spent ony $68, I let it report then PIF.  Amazon - didn't work after the 4th and I use that like crazy...  penneys no luv at all ever, have had it almost a year but used it only once so it's ok.