No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Many companies use your phone number for identification. If it's not on your credit record, a computer query might just come back as "no match".
This ID issue is more or less the only reason that I still have a landline.
@Anonymous wrote:Many companies use your phone number for identification. If it's not on your credit record, a computer query might just come back as "no match".
This ID issue is more or less the only reason that I still have a landline.
Can they verify if I only use a cell number?
The problem is that I am stationed overseas and do not have a land line in my home in the States. Any solutions you can think of that would work for me?
@Underh20 wrote:
@Anonymous wrote:Many companies use your phone number for identification. If it's not on your credit record, a computer query might just come back as "no match".
This ID issue is more or less the only reason that I still have a landline.
Can they verify if I only use a cell number?
The problem is that I am stationed overseas and do not have a land line in my home in the States. Any solutions you can think of that would work for me?
If your cell number made it to the report, they could use it. Mine hasn't yet, so I can't use it on credit applications.
I don't really know how GEMB handles that. For someone in the States, I would suggest to call for recon, so that a customer representative can tell you what you have to do to prove your identity. I have no idea whether this will work from overseas. Perhaps, someone else knows more.
After I was denied for one credit card for this same reason I added my cell phone to my EQ and EX reports. If you subscribe to one of the credit monitoring services you can do this by using the site to file a dispute. I simply had them remove my old land line number and gave them my cell number as phone number.
I believe I had to use an EQ monitoring service to do this on their report.