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Garden Club - April 2018

Valued Contributor

Re: Garden Club - April 2018

happy easter!

also april is my birthday month so hopefully that works out well towards buying the house.. hint hint rich uncle! LOL!

Message 61 of 3,471
Valued Contributor

Re: Garden Club - April 2018

I’m getting ready to head out. Who wants a McGriddle?


(6/17/18)
Worlds second worst gardener.
Message 62 of 3,471
Established Contributor

Re: Garden Club - April 2018

I’m hoping this isn’t an April Fool’s joke. Card 2 has reported as $0 balance and my overall utilization has dropped to 14%. EX has gone up to 761. 😮😮😮😮😮😮

 

I also explained AZEO concept to DH this weekend. I decided to make him an AU on the QS since he does some traveling during the spring and he doesn’t have a CC for an emergency. He knows I’m going to hook up his bank account and pay it off weekly. 

 

Have a great Easter 🐣 

New 2018 home owner! ???
Goal- All FICO 9 scores at 675 or above
9/16/17 FICO 9 TU-661 EQ-648 EX-607
12/27/17 FICO9 TU-706 EQ-672 EX-690
3/16/18 FICO9 TU-700 EQ-669 EX-716

Simulator Test - 3/17/18 FICO8 TU-651 EQ-712 EX-778 w/ high utilization
Results - 4/11/18 FICO8 TU-653 EQ-710 EX-779 w/ 5 x 0% utilization
Message 63 of 3,471
Community Leader
Super Contributor

Re: Garden Club - April 2018

Cmon guys, its not even 8am and you got me back reading 7 pagesSmiley Happy Wow, HAPPY EASTERSmiley Happy

OK lets do this......Wonder who made 1st post????



Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 64 of 3,471
Community Leader
Super Contributor

Re: Garden Club - April 2018


@iheartwingswrote:

@JAG73wrote:

I’m not a seedling this month! Yay!


No, you're not, but I AM!!!!!

 

Starting my clock over today. Smiley Happy 


LOLWUT!!??!!!




Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 65 of 3,471
Community Leader
Super Contributor

Re: Garden Club - April 2018


@JAG73wrote:

I’m not a seedling this month! Yay!


She shoots she scoresss!!!!!! 1st postSmiley Happy. Another seedling in the windSmiley Wink




Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 66 of 3,471
Community Leader
Super Contributor

Re: Garden Club - April 2018


@MVPJwrote:

Just check CCT

 

My life is now complete

 

EX:789

EQ788

TU:791


DanggggggggSmiley Wink




Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 67 of 3,471
Regular Contributor

Re: Garden Club - April 2018

Happy April. Happy Easter. I can’t believe we are in the 4th month of the year already. I hope this month is the month that all of our dreams and wishes come true.

Gardening until 6/6/2018
Message 68 of 3,471
Frequent Contributor

Re: Garden Club - April 2018

Good morning all!  I tried to stay up to be one of the first posters and just couldnt make it.  Smiley Tongue

 

Credit news:

TU which went down a pt last week went back up 3 pts so I have a net gain of 2.  Yah!

Still waiting for my new auto loan from Feb to post - expecting a small score drop from that

Main push this year is to pay down balances as I crept up to 16% cranberry which, given my CL limits, is way too much.  Lowering this will bump my score slightly; I think I am kind of topped out until my old baddies (almost 5 yrs old now) drop off in late 2020. 

 

Personal news: 

I am up but DH and DS are still sound asleep.  Hid DS basket in the middle of the pot rack - hopefully it being in 'plain' sight makes it a little tougher to find.

Got a raise this year which was more than the COLA increase so I have that extra to help with lowering debt.

I head out for a 3 day work trip tomorrow afternoon so this week will be a little crazy.

 

Edited: OCD issues


6/5/18 EQ-775, TU-778, EX-771
Last HP - 2/27/18 - Gardening as long as possible
Message 69 of 3,471
Established Contributor

Re: Garden Club - April 2018

Good morning!
In credit news, scores went up a bit, EX 733, TU 730, EQ 729.
I decided last month that AZEO was too high maintenance for me, so two cards reported and the world did not end.
Message 70 of 3,471