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Garden Club Meeting - June 2014

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myjourney
Super Contributor

Re: Garden Club Meeting - June 2014


@FocusedAndDetermined wrote:

@myjourney wrote:

@FocusedAndDetermined wrote:

@myjourney wrote:

@FocusedAndDetermined wrote:

@myjourney wrote:

@FocusedAndDetermined wrote:

@myjourney wrote:

I'm checking in for the month of June 

I rarely update since I'm garden strong and loving it but this is a special month for me.

So here's my credit update 

 

June 2 (tomorrow) Smiley Surprised

1 card turns 2 years old (CAP1) personal 3 HP's drop off

 

June 6

1 card turns 2 years old (CAP1) business 3 HP's drop off

 

June 6

4 cards cards turn 1 year old and the HP's lose there scoring factor

 

 

June 6

1 year INQ free  

 

By the middle of June INQ's will be 

EX 2 EQ 2 TU 2  

EQ will lose another INQ in August 

 

Due to the drop in INQ's and 4 cards turning 1 year old I'm looking for a heck of a scoring bump....we shall seeSmiley Wink


Wooohooo!  Looks like June will be a great month for you!  Smiley Very Happy


Yes it will

Hi ya focus welcome home 


Thanks, journey.  I'ts good to have a few minutes to check-in.


Glad to have you around tooSmiley Wink


How's the gang been?  I see Tin is semi-retired.

 

Have the usual suspects been behaving (especially, Yude)?


Surprisingly and I'm shaking just saying it but Yude has been great Lol

So has everyone else ...did I just jinks us Lol


Let's hope all will continue to walk the straight and narrow.Smiley Wink


ROFLOL

We can only hope Smiley Sad

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 41 of 3,425
coldnmn
Mega Contributor

Re: Garden Club Meeting - June 2014


@myjourney wrote:

@coldnmn wrote:

@myjourney wrote:

I'm checking in for the month of June 

I rarely update since I'm garden strong and loving it but this is a special month for me.

So here's my credit update 

 

June 2 (tomorrow) Smiley Surprised

1 card turns 2 years old (CAP1) personal 3 HP's drop off

 

June 6

1 card turns 2 years old (CAP1) business 3 HP's drop off

 

June 6

4 cards cards turn 1 year old and the HP's lose there scoring factor

 

 

June 6

1 year INQ free  

 

By the middle of June INQ's will be 

EX 2 EQ 2 TU 2  

EQ will lose another INQ in August 

 

Due to the drop in INQ's and 4 cards turning 1 year old I'm looking for a heck of a scoring bump....we shall seeSmiley Wink


Smiley Happy Good job MJ! I'm down to 1 inq on each report. It didn't do much for my score but I got a lot of auto CLI. You should have a lot to look forward to.


Hi ya Cold 

I hope so we shall see ....to be continued Lol

I see all is well with your family 

Glad to hear 


Smiley Happy Thanks!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 42 of 3,425
lg8302ch
Senior Contributor

Re: Garden Club Meeting - June 2014

Hello gardeners

Just checking back in after a quick and short escape ... got Sallie Mae instant 10K and CSP the further review message. Now done for this year and staying strong in the garden. No matter what the outcome for CSP will be ... app was not planned but I wanted to try to lock in  the 95$ AF so I figured why not apply now and get it done. We will see how this ends. Fully happy with Barclays approval Smiley Happy

Message 43 of 3,425
coldnmn
Mega Contributor

Re: Garden Club Meeting - June 2014

Smiley Happy Good night gang don't let the app bugs bite!

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 44 of 3,425
myjourney
Super Contributor

Re: Garden Club Meeting - June 2014


@lg8302ch wrote:

Hello gardeners

Just checking back in after a quick and short escape ... got Sallie Mae instant 10K and CSP the further review message. Now done for this year and staying strong in the garden. No matter what the outcome for CSP will be ... app was not planned but I wanted to try to lock in  the 95$ AF so I figured why not apply now and get it done. We will see how this ends. Fully happy with Barclays approval Smiley Happy


Welcome home and good luck with CSP 

Congrats on the Sallie Mae 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 45 of 3,425
myjourney
Super Contributor

Re: Garden Club Meeting - June 2014


@coldnmn wrote:

Smiley Happy Good night gang don't let the app bugs bite!


Night Cold 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 46 of 3,425
mongstradamus
Super Contributor

Re: Garden Club Meeting - June 2014


@lg8302ch wrote:

Hello gardeners

Just checking back in after a quick and short escape ... got Sallie Mae instant 10K and CSP the further review message. Now done for this year and staying strong in the garden. No matter what the outcome for CSP will be ... app was not planned but I wanted to try to lock in  the 95$ AF so I figured why not apply now and get it done. We will see how this ends. Fully happy with Barclays approval Smiley Happy


Lol you kind of expected the 7 day with CSP ,since you have had sort if mixed luck with freedom?congrats nonetheless I am still on schedule for October Sallie Mae app 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 47 of 3,425
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - June 2014


@coldnmn wrote:

Smiley Happy Good night gang don't let the app bugs bite!


Good night, cold.  Rest well.

Message 48 of 3,425
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - June 2014


@lg8302ch wrote:

Hello gardeners

Just checking back in after a quick and short escape ... got Sallie Mae instant 10K and CSP the further review message. Now done for this year and staying strong in the garden. No matter what the outcome for CSP will be ... app was not planned but I wanted to try to lock in  the 95$ AF so I figured why not apply now and get it done. We will see how this ends. Fully happy with Barclays approval Smiley Happy


Congrats on the Sallie Mae and good luck with the CSP.

 

Welcome back!!

Message 49 of 3,425
FocusedAndDetermined
Senior Contributor

Re: Garden Club Meeting - June 2014

I'm signing off.  Everyone have a good night and week. 

Message 50 of 3,425
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