I thought I had this in my notes, and I did a *light* search for the answer on the forums, not seeing the needed answer & I am being honest that I am lazy today and I hope one/some of you guys could give me a refresher on this 
I once had the Amex Blue Cash Everyday, upgraded it to the BCP, and I have had the BCP ever since. I see the BCE comes up on my Experian email ad (no ding) and it mentions the following :
- Intro bonus: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- Intro APR: 0% on Purchases and Balance Transfers for 15 months
I could really use the 0% Balance Transfer right now, and with being a new homeowner, I know I could *easily* spend that $2000 and get the bonus. I know there is some "lifetime" language as it comes to this, so I ask : Can I app for this and take advantage of this offer if approved? Or will I get rejected or not get this offer since I had this one time before?
Also - what's the current ruling when it comes to # of AMEX cards you can have? I remember during Covid it was like 5-ish? Check my sig, am I at my limit? Because if I am, no sense in even trying for this card then.
How long has it been since you last got the BCE bonus? The "lifetime" period is around 7 years. Experian offers are just marketing and they don't account for specifics like that. They have shown me matched offers that I would be outright denied for. Even if it hasn't been around 7 years yet, you could still get approved for the card, it just wouldn't have the SUB.
AFAIK, the soft limit is still 5 revolvers, with hotel/airline cards counting and charge cards not counting. However, I've seen DPs of some people getting approved for more than 5...and plenty rejected, so YMMV.
EX VS3: 746, EQ VS3: 757, TU VS3: 755, VS4: 705
Its between 4-6 "Credit" cards, the Charge cards do not count(Green, Gold, Plat)
Also im not sure if it counts an upgraded card for the 7 year lifetime language.
Your Business cards should not count to that limit iirc.
@DXness wrote:How long has it been since you last got the BCE bonus? The "lifetime" period is around 7 years. Experian offers are just marketing and they don't account for specifics like that. They have shown me matched offers that I would be outright denied for. Even if it hasn't been around 7 years yet, you could still get approved for the card, it just wouldn't have the SUB.
AFAIK, the soft limit is still 5 revolvers, with hotel/airline cards counting and charge cards not counting. However, I've seen DPs of some people getting approved for more than 5...and plenty rejected, so YMMV.
I was approved for the BCE back on 01/12/19. I don't recall how soon I got the bonus, if there was one for that card at the time. If there was a bonus to be had, you gotta figure I got it within 6-months or sooner of 01/12/19.
My guess is you'll get the card with a soft pull, but they will deny you the SUB. Keep your reports frozen when you do the pre-approval. Good luck!
@Wavester64 wrote:I thought I had this in my notes, and I did a *light* search for the answer on the forums, not seeing the needed answer & I am being honest that I am lazy today and I hope one/some of you guys could give me a refresher on this
I once had the Amex Blue Cash Everyday, upgraded it to the BCP, and I have had the BCP ever since. I see the BCE comes up on my Experian email ad (no ding) and it mentions the following :
- Intro bonus: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- Intro APR: 0% on Purchases and Balance Transfers for 15 months
I could really use the 0% Balance Transfer right now, and with being a new homeowner, I know I could *easily* spend that $2000 and get the bonus. I know there is some "lifetime" language as it comes to this, so I ask : Can I app for this and take advantage of this offer if approved? Or will I get rejected or not get this offer since I had this one time before?
Also - what's the current ruling when it comes to # of AMEX cards you can have? I remember during Covid it was like 5-ish? Check my sig, am I at my limit? Because if I am, no sense in even trying for this card then.
I don't even know if amex will give you a BCE, sub or not, while you're a BCP cardholder
you will probably be in pop-up jail, which means no SUB, no intro APR, no BT
it's not 100% amex will even allow you to do a BT, even if approved with the SUB
the real answer here is just get a BBP for its intro APR, or look at a different issuer, US Bank's shield card is 24 months, 0% apr
Thanks for the suggestions @GZG 
the USB Shield seemed interesting until I saw "Balance Transfer fee of 5%". I have the PNC Card offering me 4% BT Fee right now for 1-year 0% APR, so I was hoping for 0% BT Fee.
Reading more into the AMEX BCE specifics online, I think I am seeing 3% BT Fee. If that is the case, I'm not going to even bother just to save 1%.
@Wavester64 wrote:Thanks for the suggestions @GZG
the USB Shield seemed interesting until I saw "Balance Transfer fee of 5%". I have the PNC Card offering me 4% BT Fee right now for 1-year 0% APR, so I was hoping for 0% BT Fee.
Reading more into the AMEX BCE specifics online, I think I am seeing 3% BT Fee. If that is the case, I'm not going to even bother just to save 1%.
you have navy federal, could just close one of your cards, apply for another platinum card and move the limits from your other cards over to accommodate the BT
@GZG wrote:
@Wavester64 wrote:
I don't even know if amex will give you a BCE, sub or not, while you're a BCP cardholder
They will. That part wouldn't be an issue. I did it, and got the SUB on both (before they added family language) 1 year apart.
Sock - 
Chopping Block - 
Debit Cards - 
@unsungivy wrote:
@GZG wrote:
@Wavester64 wrote:
I don't even know if amex will give you a BCE, sub or not, while you're a BCP cardholder
They will. That part wouldn't be an issue. I did it, and got the SUB on both (before they added family language) 1 year apart.
@unsungivy is there a 3% BT fee with your BT offer?