Getting weekly offers from WaMu...look good, what's the catch?

[Anonymous]

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Sylviatob wrote:
I got that same offer from WaMu in late September, 2007. I applied and received a cc with $6,500 cl.

The 0% was valid for balance transfers only...not for purchases. At least it was for me.

My scores were mid 600's at the time.

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WOW!  My scores are 620-640 range and they gave me a 1K CL.  Oh well its something.....

[Anonymous]

Well, I didn't mention I was already a WaMu customer....an old Providian hold over of 8 years until they converted me to a WaMu card.

But $1,000 cl is nothing to complain about!

WTG!

[Anonymous]

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Sylviatob wrote:
Well, I didn't mention I was already a WaMu customer....an old Providian hold over of 8 years until they converted me to a WaMu card.

But $1,000 cl is nothing to complain about!

WTG!

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OOOOH, minor details!!!

[Anonymous]

I'm awaiting the arrival of my new WAMU MyPoints card, 0%BT for 6 months, 11.99%, which is better than the card I have now, even though my scores are 710-730. $1000 CL, this is my first experience with WAMU, but I love, love, love MyPoints and will definitely put the rewards program to good use. I plan on PIF on this card and not using my other one anymore except for the occasional small purchase to keep it reporting (Sears gold card that I've had for 15 years). Not been happy with their interest charges, 18+% and I haven't had a late payment in five years. Not loving them, but I will keep it for the history.

[Anonymous]

Then you'll love the credit profile they have for you when you register online with them.

They provide you with PFICO scores(bank enhanced FICO score) plus a graph of your monthly scores. I think it's really a nifty website.

[9erfan]

I would think you have a better chance with WAMU then Amex. I have both but you should be able to get WAMU with those scores

[Anonymous]

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9erfan wrote:

I would think you have a better chance with WAMU then Amex. I have both but you should be able to get WAMU with those scores

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You would think, huh.....  I got both in the last couple months.

Amex - $8,300 CL

Wamu - $1,000 CL

Strange

[9erfan]

Strange times we are living in good for you engoy both

[Anonymous]

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9erfan wrote:

Strange times we are living in good for you engoy both

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Thanks!  I was absolutely shocked when I got the amex, my next highest CL is $2,400.  Not sure what they saw in me but I guess they like what they saw...

Message Edited by chiwiseguy on 01-17-2008 01:21 PM

[Anonymous]

chiwiseguy wrote:

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9erfan wrote:

Strange times we are living in good for you engoy both

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Thanks!  I was absolutely shocked when I got the amex, my next highest CL is $2,400.  Not sure what they saw in me but I guess they like what they saw...

Message Edited by chiwiseguy on 01-17-2008 01:21 PM

WaMu has an Amex?  Where?!  Where?!!!  LOL!!!!