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Gift Cards count towards CSP min spend for Bonus?

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youngandcreditwrthy
Senior Contributor

Gift Cards count towards CSP min spend for Bonus?

I was wanting to buy a gift card as an Xmas gift for a relative for $500. I've already spent about $1000 on CSP and paid my first statement bal of $555 in full. I need to spend $2k to get the 40k pt bonus.
If I purchase a $500 Visa gift card from like CVS or wherever, will it count towards that spend requirement? I haven't see any info that would indicate otherwise. Is this okay or would Chase think I'm doing that 'manufactured spending' thing? I have never bought a gift card on any Credit Card ever, so it'd be a first.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 4
3 REPLIES 3
enharu
Super Contributor

Re: Gift Cards count towards CSP min spend for Bonus?


@youngandcreditwrthy wrote:
I was wanting to buy a gift card as an Xmas gift for a relative for $500. I've already spent about $1000 on CSP and paid my first statement bal of $555 in full. I need to spend $2k to get the 40k pt bonus.
If I purchase a $500 Visa gift card from like CVS or wherever, will it count towards that spend requirement? I haven't see any info that would indicate otherwise. Is this okay or would Chase think I'm doing that 'manufactured spending' thing? I have never bought a gift card on any Credit Card ever, so it'd be a first.

any type of purchase counts, as long as it is not a cash advance or BT. 

the only time gift cards may not count is when they are labelled as a cash advance, but this doesn't seem to happen with Chase.

 

1 gift card will not get you into any trouble.

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 4
youngandcreditwrthy
Senior Contributor

Re: Gift Cards count towards CSP min spend for Bonus?

Awesome, thanks for the info!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 4
Anonymous
Not applicable

Re: Gift Cards count towards CSP min spend for Bonus?

You might get a fraud call though, and need to confirm you are making the purchase, as the card is new and $500 is outside the norm for CVS.  Wouldn't worry about this being considered manufactured spend, because $500 gives you $5 back (assuming you don't use it in URs) and the card will cost about $4.95.  So not worthwhile for MS, but a good way to meet the spend to get the bonus.

Message 4 of 4
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