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Gift Cards count towards CSP min spend for Bonus?

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youngandcreditwrthy
Senior Contributor

Gift Cards count towards CSP min spend for Bonus?

I was wanting to buy a gift card as an Xmas gift for a relative for $500. I've already spent about $1000 on CSP and paid my first statement bal of $555 in full. I need to spend $2k to get the 40k pt bonus.
If I purchase a $500 Visa gift card from like CVS or wherever, will it count towards that spend requirement? I haven't see any info that would indicate otherwise. Is this okay or would Chase think I'm doing that 'manufactured spending' thing? I have never bought a gift card on any Credit Card ever, so it'd be a first.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Gift Cards count towards CSP min spend for Bonus?


@youngandcreditwrthy wrote:
I was wanting to buy a gift card as an Xmas gift for a relative for $500. I've already spent about $1000 on CSP and paid my first statement bal of $555 in full. I need to spend $2k to get the 40k pt bonus.
If I purchase a $500 Visa gift card from like CVS or wherever, will it count towards that spend requirement? I haven't see any info that would indicate otherwise. Is this okay or would Chase think I'm doing that 'manufactured spending' thing? I have never bought a gift card on any Credit Card ever, so it'd be a first.

any type of purchase counts, as long as it is not a cash advance or BT. 

the only time gift cards may not count is when they are labelled as a cash advance, but this doesn't seem to happen with Chase.

 

1 gift card will not get you into any trouble.

Message 2 of 4
youngandcreditwrthy
Senior Contributor

Re: Gift Cards count towards CSP min spend for Bonus?

Awesome, thanks for the info!:-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 4
Anonymous
Not applicable

Re: Gift Cards count towards CSP min spend for Bonus?

You might get a fraud call though, and need to confirm you are making the purchase, as the card is new and $500 is outside the norm for CVS.  Wouldn't worry about this being considered manufactured spend, because $500 gives you $5 back (assuming you don't use it in URs) and the card will cost about $4.95.  So not worthwhile for MS, but a good way to meet the spend to get the bonus.

Message 4 of 4
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