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Glad I asked Barclay for interest rate reduction

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SouthJamaica
Mega Contributor

Glad I asked Barclay for interest rate reduction

I called customer service on my Barclay Rewards card, just to see if I could get an interest rate reduction.

 

They lowered my 24.99 purchases rate to 20.99, but then really surprised me by also offering ZERO interest rate from now to February 2016.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 1 of 21
20 REPLIES 20
nbean
Regular Contributor

Re: Glad I asked Barclay for interest rate reduction

Curious, did they have to hard pull for this? 

First Ent Visa $21,800, Nasa PLOC $10K, Nasa CC $10K, Citi DoubleCash $12,200K, Penfed Promise $6K, Penfed Cash Rewards $5K, Total Rewards Visa $20K Lowes $35K QuickSilver CapOne WM $20K United Chase VS $2,800 Hyatt Chase VS $2,800 TJMaxx Mastercard $8K Barclays Rewards $3,700, Pier One $8,500 Walmart MC $8K Kohls $3K, Overstock $8,900, Discover $8K, Home Depot $20,700, JCP $10K, Victoria's Secret $5K, Ballard $10K, WilliamsSonoma Visa $11K, Grandin $4K, Banana Republic Visa $6K, Avianca Vida $25K, BoA $15K,BoA 3-2-1 $7,500
Message 2 of 21
Anonymous
Not applicable

Re: Glad I asked Barclay for interest rate reduction

Nice! congrats!

 

I wish I had received a 0% till 2/16! 

But I just received the card this past month!!!!

 

Message 3 of 21
Anonymous
Not applicable

Re: Glad I asked Barclay for interest rate reduction

Very nice! Congratulations!!!

Message 4 of 21
Anonymous
Not applicable

Re: Glad I asked Barclay for interest rate reduction

Good job!!

Message 5 of 21
SouthJamaica
Mega Contributor

Re: Glad I asked Barclay for interest rate reduction


@nbean wrote:

Curious, did they have to hard pull for this? 


No they didn't


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 6 of 21
SouthJamaica
Mega Contributor

Re: Glad I asked Barclay for interest rate reduction


@Anonymous wrote:

Nice! congrats!

 

I wish I had received a 0% till 2/16! 

But I just received the card this past month!!!!

 


It's a good card for cash back... especially if, like me, utilities and groceries are a big thing for you Smiley Happy I would never carry a balance on it .. before this happened


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 7 of 21
SouthJamaica
Mega Contributor

Re: Glad I asked Barclay for interest rate reduction


@Anonymous wrote:

Very nice! Congratulations!!!


Thank you Vivacious Smiley Happy


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 8 of 21
SouthJamaica
Mega Contributor

Re: Glad I asked Barclay for interest rate reduction


@Anonymous wrote:

Good job!!


Thanks Yes-Its-Me. 

 

I don't think I would ever have known to do such a thing but for this community.

 

 


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 9 of 21
taxi818
Super Contributor

Re: Glad I asked Barclay for interest rate reduction

Congrats. on which barclays card?. im starting to hate the high interest rates. will space out my 0 pecent cards. for balance carrying.

Message 10 of 21
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