Got Pre-Approval for Consumer Credit Union Visa Signature!!!!

[Ron1]

---

@B335is wrote:
Sp EQ for membership. I think I might apply for them when my inq go down. I think you make a donation to alumni association. I like the no BT fee

---

It looks like another good CU. I got too many inquiries on my EQ already. I need to wait for another six months.

Ron.

[NursePurse]

Something has to be seriously wrong with their system. I had my mom apply too and same thing....security question issues...

[NursePurse]

They pulled mine 4 times (hp TU and sp equifax). I don't mind because I know TU will delete them when I call being that they are all from the same day. Just from my experience from TU and inquiries when I have had another place show up (and it was only twice in the same month) The TU customer service person deleted one of the two. But the consumers credit place aid they will use the same credit pull if you call as opposed to doing what I did and go back to their website repeatedly the same day to apply.

[NursePurse]

---

@B335is wrote:
Sp EQ for membership. I think I might apply for them when my inq go down. I think you make a donation to alumni association. I like the no BT fee

---

Who do they hp for credit? Any idea? 

Thanks

[NursePurse]

Membership to the Alumni Association (to be able to join UMCU) is $69/year 

[Ron1]

---

@NursePurse wrote:

Something has to be seriously wrong with their system. I had my mom apply too and same thing....security question issues...

---

I swear I answered correctly. I am not going to try it again. I don't mind if it is SP. it will ne another HP every time I try. I will end up a dozen of pulls for nothing.  Applying for cc anyway no matter it is going to be 1 HP.  I think something wrong the membership system. I second that one.

Ron.

[Ron1]

---

@NursePurse wrote:

---

@B335is wrote:
Sp EQ for membership. I think I might apply for them when my inq go down. I think you make a donation to alumni association. I like the no BT fee

---

Who do they hp for credit? Any idea? 

Thanks

---

They might offer pre-approval for credit cards or auto loan. The Alliant CU uses the same system. It offered me pre-approval for credit and auto loan  by joining the membership. I don't think they do that any more.

Ron.

[Ron1]

---

@NursePurse wrote:

Membership to the Alumni Association (to be able to join UMCU) is $69/year 

---

It must be Amex Centurion Card.

Ron.

[Ron1]

---

@NursePurse wrote:

They pulled mine 4 times (hp TU and sp equifax). I don't mind because I know TU will delete them when I call being that they are all from the same day. Just from my experience from TU and inquiries when I have had another place show up (and it was only twice in the same month) The TU customer service person deleted one of the two. But the consumers credit place aid they will use the same credit pull if you call as opposed to doing what I did and go back to their website repeatedly the same day to apply.

---

The bad thing is they don't let you to recon by sending any additional docs to proof of identity. I don't think they want too many people to join.

Ron.

[NursePurse]

---

@Ron1 wrote:

---

@NursePurse wrote:

Something has to be seriously wrong with their system. I had my mom apply too and same thing....security question issues...

---

I swear I answered correctly. I am not going to try it again. I don't mind if it is SP. it will ne another HP every time I try. I will end up a dozen of pulls for nothing.  Applying for cc anyway no matter it is going to be 1 HP.  I think something wrong the membership system. I second that one.

Ron.

---

I know for a fact I answered correctly, I'm sure you did as well. Dumb. I have Monday afternoon off for another appointment. I'm calling them and asking what's up with their system because that's 3+ people that are getting declined for securtiy answers that we all know we answered correctly. I don't even care if they approve me at this point. I just wanna know what their deal is with all of this.