Got a World Mastercard upgrade without even trying

[Anonymous]

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@DeeBee78 wrote:

I know it's not a big deal, but i find it funny becuase so many people have trouble getting WMC and WEMC upgrades on their Capital One cards.  

Back on the 5th, I was able to finally PC my Capital One QS1 into a regular no-AF Quicksilver (http://ficoforums.myfico.com/t5/Credit-Cards/I-am-now-Annual-Fee-free/m-p/4443566). Today when I logged in, I can see this on my account: 

I didn't ask for a WMC upgrade, but there it is. 

And yet, I'm still pigeonholed into sub-prime cards by Capital One. The only thing that shows up for me on the prequal is a the secured MasterCard. 

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Good for you buddy. You have outgrown cap1. Leave them be. You are in with bank of america, barclays, and chase. Life is good!

[sjt]

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@Anonymous wrote:

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@DeeBee78 wrote:

I know it's not a big deal, but i find it funny becuase so many people have trouble getting WMC and WEMC upgrades on their Capital One cards.  

Back on the 5th, I was able to finally PC my Capital One QS1 into a regular no-AF Quicksilver (http://ficoforums.myfico.com/t5/Credit-Cards/I-am-now-Annual-Fee-free/m-p/4443566). Today when I logged in, I can see this on my account: 

I didn't ask for a WMC upgrade, but there it is. 

And yet, I'm still pigeonholed into sub-prime cards by Capital One. The only thing that shows up for me on the prequal is a the secured MasterCard. 

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@Anonymous's funny because I opened a Quicksilver Visa platinum with them last summer @ 3k SL, got a 3K CLI a few months ago bringing it to 6k, but I called and asked if it could be converted to a Visa Signature and they said I would have to apply for a new card to get a VS...

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With Cap1 you cant go from a MC to a Visa or Visa to MC. So if you have a MC the best you can do is go to World MC or get invited for to a World Elite MC.

[galahad15]

Congrats!

[MissMoni223]

Very good for you, CONGRATS!!!

[CYBERSAM]

Congrats! Couple of months ago I tried to upgrade to WMC and they said no but I haven't been with them for 1 year yet!

[Shooting-For-800]

I could not get a WMC quicksilver upgrade from QS but they gladly upgraded me to WMC Venture in the same chat window.

They are a strange bunch.

They tell me there is no Elite WMC for Venture but I am not giving up.  lol.

[TiggerDat]

Yeah, CapOne is a strange beast in some ways.  I got a Visa Signature card with them and then asked if I could be upgraded on my other two accounts and they told me that in order to get an upgrade I had to simply get a new account.  I told them I had a Signature Visa with them so I obviously qualified and they responded with some silly answer.  At some point when all three accounts are at a $0 balance I am going to combine them all into the account which has the lowest limit, but the also the lowest APR, which used to be a HSBC Household account.  Since it is a MC I will lose all the benefits of the Signature card, but the limit will be $22,000 then.  I will then put it in my sock drawer with a small monthly charge and autopayment on it.